This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, NUNEPALLE branch in KURNOOL. The 11-digit IFSC SBIN0003731 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the NUNEPALLE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – NUNEPALLE is SBIN0003731. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003731 map to this branch in KURNOOL, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Nunepalle |
| IFSC Code | SBIN0003731 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR OVER-BRIDGE NATIONAL HIGHWAY NANDYAL KURNOOL AP |
| City | Kurnool |
| District | Kurnool |
| State | Andhra Pradesh |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Nunepalle branch in Kurnool. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0003731.
About this branch
The branch is located at NEAR OVER-BRIDGE NATIONAL HIGHWAY NANDYAL KURNOOL AP. It serves the Kurnool region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0003731 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's NUNEPALLE branch came to be assigned the code SBIN0003731.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0003731, money simply cannot be routed to the NUNEPALLE branch electronically.
How to transfer money using IFSC SBIN0003731
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0003731 across all three.
NEFT to State Bank of India, NUNEPALLE using IFSC SBIN0003731
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0003731, and confirm that the system picks up State Bank of India – NUNEPALLE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0003731
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – NUNEPALLE, ensure your bank's portal accepts IFSC SBIN0003731 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India NUNEPALLE (IFSC SBIN0003731)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0003731 in your mobile or internet banking app, and the money is credited to the NUNEPALLE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nunepalle
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0003731:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NUNEPALLE is still linked to IFSC SBIN0003731.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0003731
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – NUNEPALLE is still mapped to IFSC SBIN0003731. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0003731 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nunepalle branch is mapped to IFSC SBIN0003731 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0003731.
Banking services available
The Nunepalle branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0003731
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0003731 and the account number together uniquely identify the Nunepalle branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SBIN0003731
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the NUNEPALLE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0003731 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – NUNEPALLE:
- The IFSC is exactly SBIN0003731 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and NUNEPALLE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nunepalle branch
The branch is located at NEAR OVER-BRIDGE NATIONAL HIGHWAY NANDYAL KURNOOL AP, which puts it inside Kurnool, the broader Kurnool district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Nunepalle branch” — the verified location pin for IFSC SBIN0003731 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0003731 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0003731 for State Bank of India – NUNEPALLE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Nunepalle are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0003731 continue to work without interruption.
Branch address & contact
State Bank of IndiaNunepalle Branch
NEAR OVER-BRIDGE NATIONAL HIGHWAY NANDYAL KURNOOL AP
Kurnool, Andhra Pradesh
Phone: the branch contact number
IFSC: SBIN0003731
Frequently asked questions
How do I add State Bank of India Nunepalle as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0003731, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of State Bank of India Nunepalle branch?
The IFSC code of State Bank of India, Nunepalle branch is SBIN0003731. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0003731 valid for NEFT and RTGS?
Yes. IFSC SBIN0003731 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nunepalle branch but serve different purposes.
Where is State Bank of India Nunepalle branch located?
State Bank of India's Nunepalle branch is located at NEAR OVER-BRIDGE NATIONAL HIGHWAY NANDYAL KURNOOL AP, Kurnool, Andhra Pradesh.
How quickly will an NEFT transfer using SBIN0003731 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Nunepalle reflect within 30 minutes.
Is IFSC SBIN0003731 the same for all accounts at Nunepalle branch?
Yes. The IFSC SBIN0003731 is shared by every account held at State Bank of India's Nunepalle branch. Only the account number changes from customer to customer.
What is the phone number of State Bank of India Nunepalle branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code SBIN0003731 belongs to State Bank of India's NUNEPALLE branch, located at NEAR OVER-BRIDGE NATIONAL HIGHWAY NANDYAL KURNOOL AP in KURNOOL, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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