If you are searching for the IFSC code of State Bank of India, KOLLEMKODE branch in KOLLEMKODE, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is SBIN0070387. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOLLEMKODE branch, and detailed step-by-step guides for using the IFSC SBIN0070387 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0070387 is the IFSC of State Bank of India's KOLLEMKODE branch. The format is fixed: SBIN = bank code, 0 = reserved, 070387 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Kollemkode |
| IFSC Code | SBIN0070387 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHOTHICOMPLEX,KANNANGOMJUNCTION,KOLLEMKODEPO629160KOLLEMKODEATSBTCOIN |
| City | Kollemkode |
| District | Kanniyakumari |
| State | Tamil Nadu |
| STD Code | 4651 |
| Phone | 246134 |
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Kollemkode branch — IFSC SBIN0070387 — extends the bank's services to customers in and around Kollemkode, Tamil Nadu.
About this branch
The branch is located at CHOTHICOMPLEX,KANNANGOMJUNCTION,KOLLEMKODEPO629160KOLLEMKODEATSBTCOIN. It serves the Kollemkode region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0070387 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's KOLLEMKODE branch came to be assigned the code SBIN0070387.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0070387, money simply cannot be routed to the KOLLEMKODE branch electronically.
How to transfer money using IFSC SBIN0070387
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0070387 across all three.
How to use IFSC SBIN0070387 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's KOLLEMKODE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0070387.
- Confirm the bank name auto-populates as State Bank of India and the branch as KOLLEMKODE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0070387
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – KOLLEMKODE, ensure your bank's portal accepts IFSC SBIN0070387 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – KOLLEMKODE, use IMPS. With IFSC SBIN0070387 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0070387 for State Bank of India – KOLLEMKODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0070387 | Yes – SBIN0070387 | Yes – SBIN0070387 |
For most retail customers crediting the Kollemkode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0070387
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – KOLLEMKODE is still mapped to IFSC SBIN0070387. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0070387 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kollemkode branch
Once you have an account at State Bank of India – KOLLEMKODE, the IFSC SBIN0070387 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kollemkode branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0070387
MICR & cheque-truncation details
Cheques drawn on the Kollemkode branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0070387 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SBIN0070387
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the KOLLEMKODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0070387 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KOLLEMKODE:
- The IFSC is exactly SBIN0070387 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and KOLLEMKODE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kollemkode branch sits at CHOTHICOMPLEX,KANNANGOMJUNCTION,KOLLEMKODEPO629160KOLLEMKODEATSBTCOIN. If you are travelling from outside Kollemkode, search for the branch on a maps application using the bank name and locality, or call 4651-246134 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0070387 and your account number.
Verifying IFSC SBIN0070387 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0070387 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4651-246134.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kollemkode branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0070387, however, work 24x7.
Branch address & contact
State Bank of IndiaKollemkode Branch
CHOTHICOMPLEX,KANNANGOMJUNCTION,KOLLEMKODEPO629160KOLLEMKODEATSBTCOIN
Kollemkode, Tamil Nadu
Phone: 4651-246134
IFSC: SBIN0070387
Frequently asked questions
Where is State Bank of India Kollemkode branch located?
State Bank of India's Kollemkode branch is located at CHOTHICOMPLEX,KANNANGOMJUNCTION,KOLLEMKODEPO629160KOLLEMKODEATSBTCOIN, Kollemkode, Tamil Nadu.
What is the phone number of State Bank of India Kollemkode branch?
You can reach the branch at 4651-246134 during regular banking hours.
How quickly will an NEFT transfer using SBIN0070387 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Kollemkode reflect within 30 minutes.
Is IFSC SBIN0070387 valid for NEFT and RTGS?
Yes. IFSC SBIN0070387 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SBIN0070387 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0070387 to send funds instantly.
Does State Bank of India Kollemkode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4651-246134 to confirm.
Is IFSC SBIN0070387 the same for all accounts at Kollemkode branch?
Yes. The IFSC SBIN0070387 is shared by every account held at State Bank of India's Kollemkode branch. Only the account number changes from customer to customer.
What is the IFSC code of State Bank of India Kollemkode branch?
The IFSC code of State Bank of India, Kollemkode branch is SBIN0070387. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: SBIN0070387 is the IFSC code of State Bank of India, KOLLEMKODE branch, in KOLLEMKODE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
