IFSC Code of State Bank of India, Nagaland Rural Bank Rrb Branch, Nagaland

Below are the complete branch details for State Bank of India, NAGALAND RURAL BANK RRB branch, located in KOHIMA, NAGALAND. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0RRNLGB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0RRNLGB for State Bank of India – NAGALAND RURAL BANK RRB — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – NAGALAND RURAL BANK RRB is SBIN0RRNLGB. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters RRNLGB map to this branch in KOHIMA, NAGALAND.

Branch details at a glance

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Nagaland Rural Bank Rrb branch — IFSC SBIN0RRNLGB — extends the bank's services to customers in and around Kohima, Nagaland.

About the Nagaland Rural Bank Rrb branch

The Nagaland Rural Bank Rrb branch of State Bank of India is situated at OPP. WAR CEMETERY,KOHIMA TOWN, P.O. KOHIMA. PIN 797 001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0RRNLGB is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's NAGALAND RURAL BANK RRB branch came to be assigned the code SBIN0RRNLGB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0RRNLGB, money simply cannot be routed to the NAGALAND RURAL BANK RRB branch electronically.

How to transfer money using IFSC SBIN0RRNLGB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0RRNLGB across all three.

How to use IFSC SBIN0RRNLGB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's NAGALAND RURAL BANK RRB branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0RRNLGB.
4. Confirm the bank name auto-populates as State Bank of India and the branch as NAGALAND RURAL BANK RRB.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NAGALAND RURAL BANK RRB

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's NAGALAND RURAL BANK RRB branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0RRNLGB while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India NAGALAND RURAL BANK RRB (IFSC SBIN0RRNLGB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0RRNLGB in your mobile or internet banking app, and the money is credited to the NAGALAND RURAL BANK RRB branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0RRNLGB for State Bank of India – NAGALAND RURAL BANK RRB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nagaland Rural Bank Rrb branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's NAGALAND RURAL BANK RRB branch, the IFSC SBIN0RRNLGB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Nagaland Rural Bank Rrb branch

Once you have an account at State Bank of India – NAGALAND RURAL BANK RRB, the IFSC SBIN0RRNLGB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Nagaland Rural Bank Rrb branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0RRNLGB

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0RRNLGB and the account number together uniquely identify the Nagaland Rural Bank Rrb branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SBIN0RRNLGB

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the NAGALAND RURAL BANK RRB branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0RRNLGB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – NAGALAND RURAL BANK RRB:

• The IFSC is exactly SBIN0RRNLGB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and NAGALAND RURAL BANK RRB as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Nagaland Rural Bank Rrb branch sits at OPP. WAR CEMETERY,KOHIMA TOWN, P.O. KOHIMA. PIN 797 001. If you are travelling from outside Kohima, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0RRNLGB and your account number.

Verifying IFSC SBIN0RRNLGB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0RRNLGB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Nagaland Rural Bank Rrb are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0RRNLGB continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0RRNLGB belongs to State Bank of India's NAGALAND RURAL BANK RRB branch, located at OPP. WAR CEMETERY,KOHIMA TOWN, P.O. KOHIMA. PIN 797 001 in KOHIMA, NAGALAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.