Below are the complete branch details for State Bank of India, KODERMA BAZAR branch, located in KODARMA, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0003592. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0003592 for State Bank of India – KODERMA BAZAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – KODERMA BAZAR is SBIN0003592. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003592 map to this branch in KODARMA, JHARKHAND.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Koderma Bazar branch in Kodarma, Jharkhand is part of this network and uses the IFSC code SBIN0003592 for all electronic settlement.
About this branch
The branch is located at DISTKODARMA JHARKHAND 825410. It serves the Kodarma region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0003592 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Koderma Bazar |
| IFSC Code | SBIN0003592 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DISTKODARMA JHARKHAND 825410 |
| City | Kodarma |
| District | Koderma |
| State | Jharkhand |
| STD Code | 0 |
| Phone | 0 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's KODERMA BAZAR branch came to be assigned the code SBIN0003592.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0003592, money simply cannot be routed to the KODERMA BAZAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0003592 and the account number together uniquely identify the Koderma Bazar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0003592
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0003592 across all three.
NEFT to State Bank of India, KODERMA BAZAR using IFSC SBIN0003592
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0003592, and confirm that the system picks up State Bank of India – KODERMA BAZAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KODERMA BAZAR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's KODERMA BAZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0003592 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – KODERMA BAZAR, use IMPS. With IFSC SBIN0003592 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Koderma Bazar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0003592:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KODERMA BAZAR is still linked to IFSC SBIN0003592.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0003592
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – KODERMA BAZAR is still mapped to IFSC SBIN0003592. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0003592 and the beneficiary's account number to complete the transfer.
Account types you can open at the Koderma Bazar branch
Once you have an account at State Bank of India – KODERMA BAZAR, the IFSC SBIN0003592 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Koderma Bazar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0003592
Online banking and IFSC SBIN0003592
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the KODERMA BAZAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0003592 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Koderma Bazar branch
The branch is located at DISTKODARMA JHARKHAND 825410, which puts it inside Kodarma, the broader Koderma district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Koderma Bazar branch” — the verified location pin for IFSC SBIN0003592 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0003592 and your account number.
Common mistakes to avoid when using IFSC SBIN0003592
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – KODERMA BAZAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0003592. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Koderma Bazar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0003592 continue to work without interruption.
Verifying IFSC SBIN0003592 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0003592 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaKoderma Bazar Branch
DISTKODARMA JHARKHAND 825410
Kodarma, Jharkhand
Phone: 0
IFSC: SBIN0003592
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Koderma Bazar branch but serve different purposes.
Is IFSC SBIN0003592 valid for NEFT and RTGS?
Yes. IFSC SBIN0003592 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add State Bank of India Koderma Bazar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0003592, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0003592 the same for all accounts at Koderma Bazar branch?
Yes. The IFSC SBIN0003592 is shared by every account held at State Bank of India's Koderma Bazar branch. Only the account number changes from customer to customer.
Where is State Bank of India Koderma Bazar branch located?
State Bank of India's Koderma Bazar branch is located at DISTKODARMA JHARKHAND 825410, Kodarma, Jharkhand.
How quickly will an NEFT transfer using SBIN0003592 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Koderma Bazar reflect within 30 minutes.
Does State Bank of India Koderma Bazar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Final notes
To recap: SBIN0003592 is the IFSC code of State Bank of India, KODERMA BAZAR branch, in KODARMA, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
