If you are searching for the IFSC code of State Bank of India, KHUTHAN branch in KHUTHAN, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0015137. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHUTHAN branch, and detailed step-by-step guides for using the IFSC SBIN0015137 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's KHUTHAN branch, the IFSC SBIN0015137 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 015137 identifies this particular branch.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khuthan branch in Khuthan, Uttar Pradesh is part of this network and uses the IFSC code SBIN0015137 for all electronic settlement.
About the Khuthan branch
The Khuthan branch of State Bank of India is situated at VILLPOST KHUTHAN DISTT. JAUNPUR UP 222104. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0015137 is used.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Khuthan |
| IFSC Code | SBIN0015137 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLPOST KHUTHAN DISTT. JAUNPUR UP 222104 |
| City | Khuthan |
| District | Jaunpur |
| State | Uttar Pradesh |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's KHUTHAN branch came to be assigned the code SBIN0015137.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0015137, money simply cannot be routed to the KHUTHAN branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0015137 and the account number together uniquely identify the Khuthan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0015137
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0015137 across all three.
NEFT to State Bank of India, KHUTHAN using IFSC SBIN0015137
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0015137, and confirm that the system picks up State Bank of India – KHUTHAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHUTHAN
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's KHUTHAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0015137 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – KHUTHAN, use IMPS. With IFSC SBIN0015137 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0015137 for State Bank of India – KHUTHAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0015137 | Yes – SBIN0015137 | Yes – SBIN0015137 |
For most retail customers crediting the Khuthan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0015137
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – KHUTHAN is still mapped to IFSC SBIN0015137. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0015137 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Khuthan branch is mapped to IFSC SBIN0015137 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0015137.
Products and services
Customers walking into the Khuthan branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0015137
Digital banking channels
Most day-to-day work that customers used to do at the Khuthan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0015137 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Khuthan branch sits at VILLPOST KHUTHAN DISTT. JAUNPUR UP 222104. If you are travelling from outside Khuthan, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0015137 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KHUTHAN:
- The IFSC is exactly SBIN0015137 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and KHUTHAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khuthan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0015137, however, work 24x7.
Verifying IFSC SBIN0015137 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0015137 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaKhuthan Branch
VILLPOST KHUTHAN DISTT. JAUNPUR UP 222104
Khuthan, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0015137
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khuthan branch but serve different purposes.
Where is State Bank of India Khuthan branch located?
State Bank of India's Khuthan branch is located at VILLPOST KHUTHAN DISTT. JAUNPUR UP 222104, Khuthan, Uttar Pradesh.
How do I add State Bank of India Khuthan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0015137, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0015137 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0015137 to send funds instantly.
How quickly will an NEFT transfer using SBIN0015137 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Khuthan reflect within 30 minutes.
Is IFSC SBIN0015137 valid for NEFT and RTGS?
Yes. IFSC SBIN0015137 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of State Bank of India Khuthan branch?
The IFSC code of State Bank of India, Khuthan branch is SBIN0015137. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0015137 the same for all accounts at Khuthan branch?
Yes. The IFSC SBIN0015137 is shared by every account held at State Bank of India's Khuthan branch. Only the account number changes from customer to customer.
Final notes
To recap: SBIN0015137 is the IFSC code of State Bank of India, KHUTHAN branch, in KHUTHAN, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
