IFSC Code of State Bank of India, Rbo Kharagpur R-Iii Branch, West Bengal

If you are searching for the IFSC code of State Bank of India, RBO KHARAGPUR R-III branch in KHARAGPUR, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is SBIN0014883. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RBO KHARAGPUR R-III branch, and detailed step-by-step guides for using the IFSC SBIN0014883 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – RBO KHARAGPUR R-III is SBIN0014883. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 014883 map to this branch in KHARAGPUR, WEST BENGAL.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Rbo Kharagpur R-Iii branch in Kharagpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0014883.

Branch details at a glance

About the Rbo Kharagpur R-Iii branch

The Rbo Kharagpur R-Iii branch of State Bank of India is situated at INDA,KHARAGPUR,PASCHIM MIDNAPORE DISTRICT,WEST BENGAL 721305. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0014883 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RBO KHARAGPUR R-III of State Bank of India — its own 11-character IFSC. The code SBIN0014883 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0014883 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Rbo Kharagpur R-Iii branch

Once you have an account at State Bank of India – RBO KHARAGPUR R-III, the IFSC SBIN0014883 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Rbo Kharagpur R-Iii branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0014883

How to transfer money using IFSC SBIN0014883

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014883 across all three.

NEFT to State Bank of India, RBO KHARAGPUR R-III using IFSC SBIN0014883

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0014883, and confirm that the system picks up State Bank of India – RBO KHARAGPUR R-III. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RBO KHARAGPUR R-III

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's RBO KHARAGPUR R-III branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0014883 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India RBO KHARAGPUR R-III (IFSC SBIN0014883)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0014883 in your mobile or internet banking app, and the money is credited to the RBO KHARAGPUR R-III branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Rbo Kharagpur R-Iii

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0014883:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RBO KHARAGPUR R-III is still linked to IFSC SBIN0014883.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's RBO KHARAGPUR R-III branch, the IFSC SBIN0014883 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Rbo Kharagpur R-Iii branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0014883 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Rbo Kharagpur R-Iii branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0014883 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – RBO KHARAGPUR R-III:

• The IFSC is exactly SBIN0014883 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and RBO KHARAGPUR R-III as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Rbo Kharagpur R-Iii branch sits at INDA,KHARAGPUR,PASCHIM MIDNAPORE DISTRICT,WEST BENGAL 721305. If you are travelling from outside Kharagpur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0014883 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0014883 for State Bank of India – RBO KHARAGPUR R-III, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rbo Kharagpur R-Iii branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0014883, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0014883 is the IFSC code of State Bank of India, RBO KHARAGPUR R-III branch, in KHARAGPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.