If you are searching for the IFSC code of State Bank of India, RBO KHANDWA branch in KHANDWA, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0010040. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RBO KHANDWA branch, and detailed step-by-step guides for using the IFSC SBIN0010040 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0010040 is the IFSC of State Bank of India's RBO KHANDWA branch. The format is fixed: SBIN = bank code, 0 = reserved, 010040 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Rbo Khandwa branch in Khandwa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0010040.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Rbo Khandwa |
| IFSC Code | SBIN0010040 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CIVIL LINES, REGIONAL BUSINESS OFFICE 5, KHANDWA 450 001 |
| City | Khandwa |
| District | Khandwa |
| State | Madhya Pradesh |
About the Rbo Khandwa branch
The Rbo Khandwa branch of State Bank of India is situated at CIVIL LINES, REGIONAL BUSINESS OFFICE 5, KHANDWA 450 001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0010040 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's RBO KHANDWA branch came to be assigned the code SBIN0010040.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0010040, money simply cannot be routed to the RBO KHANDWA branch electronically.
Account types you can open at the Rbo Khandwa branch
Once you have an account at State Bank of India – RBO KHANDWA, the IFSC SBIN0010040 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Rbo Khandwa branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0010040
How to transfer money using IFSC SBIN0010040
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0010040 across all three.
NEFT to State Bank of India, RBO KHANDWA using IFSC SBIN0010040
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0010040, and confirm that the system picks up State Bank of India – RBO KHANDWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0010040
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – RBO KHANDWA, ensure your bank's portal accepts IFSC SBIN0010040 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – RBO KHANDWA, use IMPS. With IFSC SBIN0010040 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0010040 for State Bank of India – RBO KHANDWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0010040 | Yes – SBIN0010040 | Yes – SBIN0010040 |
For most retail customers crediting the Rbo Khandwa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's RBO KHANDWA branch, the IFSC SBIN0010040 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0010040
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the RBO KHANDWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0010040 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Rbo Khandwa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0010040 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – RBO KHANDWA:
- The IFSC is exactly SBIN0010040 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and RBO KHANDWA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rbo Khandwa branch sits at CIVIL LINES, REGIONAL BUSINESS OFFICE 5, KHANDWA 450 001. If you are travelling from outside Khandwa, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0010040 and your account number.
Verifying IFSC SBIN0010040 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0010040 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rbo Khandwa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0010040 continue to work without interruption.
Branch address & contact
State Bank of IndiaRbo Khandwa Branch
CIVIL LINES, REGIONAL BUSINESS OFFICE 5, KHANDWA 450 001
Khandwa, Madhya Pradesh
Phone: the branch contact number
IFSC: SBIN0010040
Frequently asked questions
How quickly will an NEFT transfer using SBIN0010040 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Rbo Khandwa reflect within 30 minutes.
Where is State Bank of India Rbo Khandwa branch located?
State Bank of India's Rbo Khandwa branch is located at CIVIL LINES, REGIONAL BUSINESS OFFICE 5, KHANDWA 450 001, Khandwa, Madhya Pradesh.
Does State Bank of India Rbo Khandwa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add State Bank of India Rbo Khandwa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0010040, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of State Bank of India Rbo Khandwa branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC SBIN0010040 the same for all accounts at Rbo Khandwa branch?
Yes. The IFSC SBIN0010040 is shared by every account held at State Bank of India's Rbo Khandwa branch. Only the account number changes from customer to customer.
Is IFSC SBIN0010040 valid for NEFT and RTGS?
Yes. IFSC SBIN0010040 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: SBIN0010040 is the IFSC code of State Bank of India, RBO KHANDWA branch, in KHANDWA, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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