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IFSC Code of State Bank of India, Satyanarayanapuram Branch, Andhra Pradesh

IFSC code SBIN0020584 - State Bank of India, Satyanarayanapuram Branch, Khammam, Andhra Pradesh. Use it for NEFT, RTGS and IMPS transfers.

If you are searching for the IFSC code of State Bank of India, SATYANARAYANAPURAM branch in KHAMMAM, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0020584. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SATYANARAYANAPURAM branch, and detailed step-by-step guides for using the IFSC SBIN0020584 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's SATYANARAYANAPURAM branch, the IFSC SBIN0020584 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 020584 identifies this particular branch.

Branch details at a glance

Bank Name	State Bank of India
Branch	Satyanarayanapuram
IFSC Code	SBIN0020584
MICR Code	Refer to cheque leaf
Branch Address	U UUDS H
City	Khammam
District	Khammam
State	Andhra Pradesh
STD Code	8747
Phone	254432

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Satyanarayanapuram branch in Khammam, Andhra Pradesh is part of this network and uses the IFSC code SBIN0020584 for all electronic settlement.

About this branch

The branch is located at U UUDS H. It serves the Khammam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0020584 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SATYANARAYANAPURAM branch came to be assigned the code SBIN0020584.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0020584, money simply cannot be routed to the SATYANARAYANAPURAM branch electronically.

How to transfer money using IFSC SBIN0020584

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0020584 across all three.

How to use IFSC SBIN0020584 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SATYANARAYANAPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

Log in to your internet banking or mobile banking app.
Choose Add Beneficiary and select NEFT / Other Bank.
Enter the beneficiary name, account number and the IFSC SBIN0020584.
Confirm the bank name auto-populates as State Bank of India and the branch as SATYANARAYANAPURAM.
Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SATYANARAYANAPURAM

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SATYANARAYANAPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0020584 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India SATYANARAYANAPURAM (IFSC SBIN0020584)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0020584 in your mobile or internet banking app, and the money is credited to the SATYANARAYANAPURAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0020584 for State Bank of India – SATYANARAYANAPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

Parameter	NEFT	RTGS	IMPS
Minimum amount	₹1	₹2,00,000	₹1
Maximum amount	No RBI cap	No RBI cap	₹5,00,000
Settlement	Half-hourly batches	Real-time	Real-time
Availability	24x7	24x7	24x7
Best for	Routine transfers	High-value transfers	Urgent small / mid transfers
IFSC required	Yes – SBIN0020584	Yes – SBIN0020584	Yes – SBIN0020584

For most retail customers crediting the Satyanarayanapuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0020584

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SATYANARAYANAPURAM is still mapped to IFSC SBIN0020584. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0020584 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Satyanarayanapuram branch is mapped to IFSC SBIN0020584 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

Resident savings accounts and salary accounts
Current accounts for businesses and professionals
Fixed deposits, recurring deposits and tax-saver deposits
Demand drafts, banker's cheques and pay orders
Retail loans — personal, vehicle, education, gold and home
Credit cards and overdraft facilities (subject to eligibility)
Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0020584.

Products and services

Customers walking into the Satyanarayanapuram branch can access most of State Bank of India's standard product suite, including:

Account opening – savings, current, NRI, salary
Term deposits and recurring deposits
Retail and small-business loans
Insurance and mutual-fund tie-ups
Locker, safe deposit and ATM card services
Online and mobile banking activation
Electronic transfers via IFSC SBIN0020584

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0020584 and the account number together uniquely identify the Satyanarayanapuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Satyanarayanapuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0020584 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC SBIN0020584

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – SATYANARAYANAPURAM, double-check for these issues:

Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0020584.
Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Satyanarayanapuram branch sits at U UUDS H. If you are travelling from outside Khammam, search for the branch on a maps application using the bank name and locality, or call 8747-254432 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0020584 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0020584 for State Bank of India – SATYANARAYANAPURAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
The first page of your passbook.
The bank's official website under the branch locator.
The Reserve Bank of India's IFSC search portal.
Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Satyanarayanapuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0020584 continue to work without interruption.

Branch address & contact

State Bank of India
Satyanarayanapuram Branch
U UUDS H
Khammam, Andhra Pradesh
Phone: 8747-254432
IFSC: SBIN0020584

Frequently asked questions

Does State Bank of India Satyanarayanapuram branch offer locker facilities?

Locker availability depends on branch size and customer demand. Please contact the branch on 8747-254432 to confirm.

Is IFSC SBIN0020584 valid for NEFT and RTGS?

Yes. IFSC SBIN0020584 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.

What is the phone number of State Bank of India Satyanarayanapuram branch?

You can reach the branch at 8747-254432 during regular banking hours.

What is the difference between IFSC and MICR code?

IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Satyanarayanapuram branch but serve different purposes.

How do I add State Bank of India Satyanarayanapuram as a beneficiary?

Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0020584, and complete OTP verification. Once activated, you can transfer funds at any time.

Where is State Bank of India Satyanarayanapuram branch located?

State Bank of India's Satyanarayanapuram branch is located at U UUDS H, Khammam, Andhra Pradesh.

Can I use IFSC SBIN0020584 for IMPS transfers?

Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0020584 to send funds instantly.

Is IFSC SBIN0020584 the same for all accounts at Satyanarayanapuram branch?

Yes. The IFSC SBIN0020584 is shared by every account held at State Bank of India's Satyanarayanapuram branch. Only the account number changes from customer to customer.

Summary

The IFSC code SBIN0020584 belongs to State Bank of India's SATYANARAYANAPURAM branch, located at U UUDS H in KHAMMAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.