Use this page as a one-stop reference for everything related to State Bank of India's RUDRAMPUR branch in KHAMMAM, ANDHRA PRADESH. The branch's IFSC code SBIN0020942 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0020942 is the IFSC of State Bank of India's RUDRAMPUR branch. The format is fixed: SBIN = bank code, 0 = reserved, 020942 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Rudrampur branch in Khammam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0020942.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Rudrampur |
| IFSC Code | SBIN0020942 |
| MICR Code | Refer to cheque leaf |
| Branch Address | T CUA 1O D OST |
| City | Khammam |
| District | Khammam |
| State | Andhra Pradesh |
| STD Code | 8744 |
| Phone | 250285 |
About the Rudrampur branch
The Rudrampur branch of State Bank of India is situated at T CUA 1O D OST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0020942 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's RUDRAMPUR branch came to be assigned the code SBIN0020942.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0020942, money simply cannot be routed to the RUDRAMPUR branch electronically.
Products and account variants supported
Every account opened at the Rudrampur branch is mapped to IFSC SBIN0020942 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0020942.
Banking services available
The Rudrampur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8744-250285.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0020942
How to transfer money using IFSC SBIN0020942
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0020942 across all three.
How to use IFSC SBIN0020942 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's RUDRAMPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0020942.
- Confirm the bank name auto-populates as State Bank of India and the branch as RUDRAMPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RUDRAMPUR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's RUDRAMPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0020942 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – RUDRAMPUR, use IMPS. With IFSC SBIN0020942 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0020942 for State Bank of India – RUDRAMPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0020942 | Yes – SBIN0020942 | Yes – SBIN0020942 |
For most retail customers crediting the Rudrampur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0020942
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – RUDRAMPUR is still mapped to IFSC SBIN0020942. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0020942 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0020942
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the RUDRAMPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0020942 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Rudrampur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0020942 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC SBIN0020942
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – RUDRAMPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0020942. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rudrampur branch sits at T CUA 1O D OST. If you are travelling from outside Khammam, search for the branch on a maps application using the bank name and locality, or call 8744-250285 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0020942 and your account number.
Verifying IFSC SBIN0020942 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0020942 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8744-250285.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rudrampur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0020942, however, work 24x7.
Branch address & contact
State Bank of IndiaRudrampur Branch
T CUA 1O D OST
Khammam, Andhra Pradesh
Phone: 8744-250285
IFSC: SBIN0020942
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rudrampur branch but serve different purposes.
Does State Bank of India Rudrampur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8744-250285 to confirm.
Where is State Bank of India Rudrampur branch located?
State Bank of India's Rudrampur branch is located at T CUA 1O D OST, Khammam, Andhra Pradesh.
What is the phone number of State Bank of India Rudrampur branch?
You can reach the branch at 8744-250285 during regular banking hours.
What is the IFSC code of State Bank of India Rudrampur branch?
The IFSC code of State Bank of India, Rudrampur branch is SBIN0020942. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add State Bank of India Rudrampur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0020942, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0020942 the same for all accounts at Rudrampur branch?
Yes. The IFSC SBIN0020942 is shared by every account held at State Bank of India's Rudrampur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0020942 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Rudrampur reflect within 30 minutes.
Summary
The IFSC code SBIN0020942 belongs to State Bank of India's RUDRAMPUR branch, located at T CUA 1O D OST in KHAMMAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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