Below are the complete branch details for State Bank of India, THEEGALAGUTTAPALLY branch, located in KARIMNAGAR, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0065401. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0065401 for State Bank of India – THEEGALAGUTTAPALLY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's THEEGALAGUTTAPALLY branch, the IFSC SBIN0065401 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 065401 identifies this particular branch.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Theegalaguttapally branch in Karimnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0065401.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Theegalaguttapally |
| IFSC Code | SBIN0065401 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THEEGALAGUTTAPALLY,FLAT NO 102 AND 103, SY NO 216 NEW HOMES , THEEGALAGUTTAPALLY, DISTT KARIMNAGAR-505001 |
| City | Karimnagar |
| District | Karimnagar |
| State | Telangana |
| STD Code | 8725 |
| Phone | 8297172333 |
About this branch
The branch is located at THEEGALAGUTTAPALLY,FLAT NO 102 AND 103, SY NO 216 NEW HOMES , THEEGALAGUTTAPALLY, DISTT KARIMNAGAR-505001. It serves the Karimnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0065401 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's THEEGALAGUTTAPALLY branch came to be assigned the code SBIN0065401.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0065401, money simply cannot be routed to the THEEGALAGUTTAPALLY branch electronically.
Account types you can open at the Theegalaguttapally branch
Once you have an account at State Bank of India – THEEGALAGUTTAPALLY, the IFSC SBIN0065401 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Theegalaguttapally branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8725-8297172333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0065401
How to transfer money using IFSC SBIN0065401
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0065401 across all three.
NEFT to State Bank of India, THEEGALAGUTTAPALLY using IFSC SBIN0065401
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0065401, and confirm that the system picks up State Bank of India – THEEGALAGUTTAPALLY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0065401
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – THEEGALAGUTTAPALLY, ensure your bank's portal accepts IFSC SBIN0065401 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – THEEGALAGUTTAPALLY, use IMPS. With IFSC SBIN0065401 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0065401 for State Bank of India – THEEGALAGUTTAPALLY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0065401 | Yes – SBIN0065401 | Yes – SBIN0065401 |
For most retail customers crediting the Theegalaguttapally branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's THEEGALAGUTTAPALLY branch, the IFSC SBIN0065401 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0065401
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the THEEGALAGUTTAPALLY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0065401 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Theegalaguttapally branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0065401 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – THEEGALAGUTTAPALLY:
- The IFSC is exactly SBIN0065401 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and THEEGALAGUTTAPALLY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Theegalaguttapally branch sits at THEEGALAGUTTAPALLY,FLAT NO 102 AND 103, SY NO 216 NEW HOMES , THEEGALAGUTTAPALLY, DISTT KARIMNAGAR-505001. If you are travelling from outside Karimnagar, search for the branch on a maps application using the bank name and locality, or call 8725-8297172333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0065401 and your account number.
Verifying IFSC SBIN0065401 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0065401 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8725-8297172333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Theegalaguttapally are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0065401 continue to work without interruption.
Branch address & contact
State Bank of IndiaTheegalaguttapally Branch
THEEGALAGUTTAPALLY,FLAT NO 102 AND 103, SY NO 216 NEW HOMES , THEEGALAGUTTAPALLY, DISTT KARIMNAGAR-505001
Karimnagar, Telangana
Phone: 8725-8297172333
IFSC: SBIN0065401
Frequently asked questions
Is IFSC SBIN0065401 valid for NEFT and RTGS?
Yes. IFSC SBIN0065401 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Theegalaguttapally branch?
You can reach the branch at 8725-8297172333 during regular banking hours.
Does State Bank of India Theegalaguttapally branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8725-8297172333 to confirm.
Can I use IFSC SBIN0065401 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0065401 to send funds instantly.
What is the IFSC code of State Bank of India Theegalaguttapally branch?
The IFSC code of State Bank of India, Theegalaguttapally branch is SBIN0065401. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0065401 the same for all accounts at Theegalaguttapally branch?
Yes. The IFSC SBIN0065401 is shared by every account held at State Bank of India's Theegalaguttapally branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0065401 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Theegalaguttapally reflect within 30 minutes.
How do I add State Bank of India Theegalaguttapally as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0065401, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SBIN0065401 belongs to State Bank of India's THEEGALAGUTTAPALLY branch, located at THEEGALAGUTTAPALLY,FLAT NO 102 AND 103, SY NO 216 NEW HOMES ,… in KARIMNAGAR, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
