Below are the complete branch details for State Bank of India, SME CCC KANPUR branch, located in KANPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0005030. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0005030 for State Bank of India – SME CCC KANPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0005030 is the IFSC of State Bank of India's SME CCC KANPUR branch. The format is fixed: SBIN = bank code, 0 = reserved, 005030 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the SME Ccc Kanpur branch in Kanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0005030.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | SME Ccc Kanpur |
| IFSC Code | SBIN0005030 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KANPUR MAIN BRANCHTHE MALLKANPUR |
| City | Kanpur |
| District | Kanpur Nagar |
| State | Uttar Pradesh |
About the SME Ccc Kanpur branch
The SME Ccc Kanpur branch of State Bank of India is situated at KANPUR MAIN BRANCHTHE MALLKANPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0005030 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SME CCC KANPUR branch came to be assigned the code SBIN0005030.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0005030, money simply cannot be routed to the SME CCC KANPUR branch electronically.
Account types you can open at the SME Ccc Kanpur branch
Once you have an account at State Bank of India – SME CCC KANPUR, the IFSC SBIN0005030 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the SME Ccc Kanpur branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0005030
How to transfer money using IFSC SBIN0005030
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0005030 across all three.
NEFT to State Bank of India, SME CCC KANPUR using IFSC SBIN0005030
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0005030, and confirm that the system picks up State Bank of India – SME CCC KANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SME CCC KANPUR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SME CCC KANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0005030 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India SME CCC KANPUR (IFSC SBIN0005030)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0005030 in your mobile or internet banking app, and the money is credited to the SME CCC KANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0005030 for State Bank of India – SME CCC KANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0005030 | Yes – SBIN0005030 | Yes – SBIN0005030 |
For most retail customers crediting the SME Ccc Kanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SME CCC KANPUR branch, the IFSC SBIN0005030 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the SME Ccc Kanpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0005030 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0005030 and the account number together uniquely identify the SME Ccc Kanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC SBIN0005030
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – SME CCC KANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0005030. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The SME Ccc Kanpur branch sits at KANPUR MAIN BRANCHTHE MALLKANPUR. If you are travelling from outside Kanpur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0005030 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0005030 for State Bank of India – SME CCC KANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The SME Ccc Kanpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0005030, however, work 24x7.
Branch address & contact
State Bank of IndiaSME Ccc Kanpur Branch
KANPUR MAIN BRANCHTHE MALLKANPUR
Kanpur, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0005030
Frequently asked questions
What is the phone number of State Bank of India SME Ccc Kanpur branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add State Bank of India SME Ccc Kanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0005030, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is State Bank of India SME Ccc Kanpur branch located?
State Bank of India's SME Ccc Kanpur branch is located at KANPUR MAIN BRANCHTHE MALLKANPUR, Kanpur, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the SME Ccc Kanpur branch but serve different purposes.
How quickly will an NEFT transfer using SBIN0005030 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – SME Ccc Kanpur reflect within 30 minutes.
Is IFSC SBIN0005030 the same for all accounts at SME Ccc Kanpur branch?
Yes. The IFSC SBIN0005030 is shared by every account held at State Bank of India's SME Ccc Kanpur branch. Only the account number changes from customer to customer.
Can I use IFSC SBIN0005030 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0005030 to send funds instantly.
Final notes
To recap: SBIN0005030 is the IFSC code of State Bank of India, SME CCC KANPUR branch, in KANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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