IFSC Code of State Bank of India, Makrand Nagar, Kannauj Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, MAKRAND NAGAR, KANNAUJ branch in KANNAUJ. The 11-digit IFSC SBIN0016734 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the MAKRAND NAGAR, KANNAUJ location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0016734 is the IFSC of State Bank of India's MAKRAND NAGAR, KANNAUJ branch. The format is fixed: SBIN = bank code, 0 = reserved, 016734 = branch identifier.

Branch details at a glance

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Makrand Nagar, Kannauj branch — IFSC SBIN0016734 — extends the bank's services to customers in and around Kannauj, Uttar Pradesh.

About the Makrand Nagar, Kannauj branch

The Makrand Nagar, Kannauj branch of State Bank of India is situated at MAKRAND NAGAR, MAKRAND NAGAR ROAD, KANNAUJ, DISTT.KANNUJ. UTTAR PRADESH 209726. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0016734 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's MAKRAND NAGAR, KANNAUJ branch came to be assigned the code SBIN0016734.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0016734, money simply cannot be routed to the MAKRAND NAGAR, KANNAUJ branch electronically.

How to transfer money using IFSC SBIN0016734

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0016734 across all three.

NEFT to State Bank of India, MAKRAND NAGAR, KANNAUJ using IFSC SBIN0016734

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0016734, and confirm that the system picks up State Bank of India – MAKRAND NAGAR, KANNAUJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MAKRAND NAGAR, KANNAUJ

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's MAKRAND NAGAR, KANNAUJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0016734 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India MAKRAND NAGAR, KANNAUJ (IFSC SBIN0016734)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0016734 in your mobile or internet banking app, and the money is credited to the MAKRAND NAGAR, KANNAUJ branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0016734 for State Bank of India – MAKRAND NAGAR, KANNAUJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Makrand Nagar, Kannauj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0016734

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – MAKRAND NAGAR, KANNAUJ is still mapped to IFSC SBIN0016734. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0016734 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Makrand Nagar, Kannauj branch is mapped to IFSC SBIN0016734 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0016734.

Products and services

Customers walking into the Makrand Nagar, Kannauj branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0016734

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0016734 and the account number together uniquely identify the Makrand Nagar, Kannauj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SBIN0016734

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the MAKRAND NAGAR, KANNAUJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0016734 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – MAKRAND NAGAR, KANNAUJ:

• The IFSC is exactly SBIN0016734 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and MAKRAND NAGAR, KANNAUJ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Makrand Nagar, Kannauj branch

The branch is located at MAKRAND NAGAR, MAKRAND NAGAR ROAD, KANNAUJ, DISTT.KANNUJ. UTTAR PRADESH 209726, which puts it inside Kannauj, the broader Kannuj district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Makrand Nagar, Kannauj branch” — the verified location pin for IFSC SBIN0016734 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0016734 and your account number.

Verifying IFSC SBIN0016734 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0016734 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Makrand Nagar, Kannauj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0016734 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0016734 belongs to State Bank of India's MAKRAND NAGAR, KANNAUJ branch, located at MAKRAND NAGAR, MAKRAND NAGAR ROAD, KANNAUJ, DISTT.KANNUJ. UTTAR PRADESH 209726 in KANNAUJ, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.