Below are the complete branch details for State Bank of India, MINI RACPC KAMAREDDY branch, located in KAMAREDDY, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0064215. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0064215 for State Bank of India – MINI RACPC KAMAREDDY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – MINI RACPC KAMAREDDY is SBIN0064215. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 064215 map to this branch in KAMAREDDY, TELANGANA.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mini Racpc Kamareddy branch in Kamareddy, Telangana is part of this network and uses the IFSC code SBIN0064215 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Mini Racpc Kamareddy |
| IFSC Code | SBIN0064215 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SY.NO.783,1ST AND 2ND FLOORS,OPP GOVT DEGREE COLLEGE GROUND,OLD NH 7 ROAD,KAMAREDDY-503111 |
| City | Kamareddy |
| District | Kamareddy |
| State | Telangana |
| STD Code | 8468 |
| Phone | 9949575657 |
About this branch
The branch is located at SY.NO.783,1ST AND 2ND FLOORS,OPP GOVT DEGREE COLLEGE GROUND,OLD NH 7 ROAD,KAMAREDDY-503111. It serves the Kamareddy region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0064215 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's MINI RACPC KAMAREDDY branch came to be assigned the code SBIN0064215.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0064215, money simply cannot be routed to the MINI RACPC KAMAREDDY branch electronically.
Account types you can open at the Mini Racpc Kamareddy branch
Once you have an account at State Bank of India – MINI RACPC KAMAREDDY, the IFSC SBIN0064215 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mini Racpc Kamareddy branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0064215
How to transfer money using IFSC SBIN0064215
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064215 across all three.
NEFT to State Bank of India, MINI RACPC KAMAREDDY using IFSC SBIN0064215
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0064215, and confirm that the system picks up State Bank of India – MINI RACPC KAMAREDDY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MINI RACPC KAMAREDDY
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's MINI RACPC KAMAREDDY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0064215 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India MINI RACPC KAMAREDDY (IFSC SBIN0064215)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064215 in your mobile or internet banking app, and the money is credited to the MINI RACPC KAMAREDDY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0064215 for State Bank of India – MINI RACPC KAMAREDDY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0064215 | Yes – SBIN0064215 | Yes – SBIN0064215 |
For most retail customers crediting the Mini Racpc Kamareddy branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's MINI RACPC KAMAREDDY branch, the IFSC SBIN0064215 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0064215
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the MINI RACPC KAMAREDDY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0064215 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mini Racpc Kamareddy branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0064215 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC SBIN0064215
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – MINI RACPC KAMAREDDY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0064215. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mini Racpc Kamareddy branch
The branch is located at SY.NO.783,1ST AND 2ND FLOORS,OPP GOVT DEGREE COLLEGE GROUND,OLD NH 7 ROAD,KAMAREDDY-503111, which puts it inside Kamareddy, the broader Kamareddy district, and the state of Telangana. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Mini Racpc Kamareddy branch” — the verified location pin for IFSC SBIN0064215 should appear at the top of the results.
- Confirm the branch is open by calling 8468-9949575657 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0064215 and your account number.
Verifying IFSC SBIN0064215 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0064215 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8468-9949575657.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mini Racpc Kamareddy branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0064215, however, work 24x7.
Branch address & contact
State Bank of IndiaMini Racpc Kamareddy Branch
SY.NO.783,1ST AND 2ND FLOORS,OPP GOVT DEGREE COLLEGE GROUND,OLD NH 7 ROAD,KAMAREDDY-503111
Kamareddy, Telangana
Phone: 8468-9949575657
IFSC: SBIN0064215
Frequently asked questions
What is the phone number of State Bank of India Mini Racpc Kamareddy branch?
You can reach the branch at 8468-9949575657 during regular banking hours.
Does State Bank of India Mini Racpc Kamareddy branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8468-9949575657 to confirm.
What is the IFSC code of State Bank of India Mini Racpc Kamareddy branch?
The IFSC code of State Bank of India, Mini Racpc Kamareddy branch is SBIN0064215. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add State Bank of India Mini Racpc Kamareddy as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0064215, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0064215 valid for NEFT and RTGS?
Yes. IFSC SBIN0064215 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC SBIN0064215 the same for all accounts at Mini Racpc Kamareddy branch?
Yes. The IFSC SBIN0064215 is shared by every account held at State Bank of India's Mini Racpc Kamareddy branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mini Racpc Kamareddy branch but serve different purposes.
Can I use IFSC SBIN0064215 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0064215 to send funds instantly.
Summary
The IFSC code SBIN0064215 belongs to State Bank of India's MINI RACPC KAMAREDDY branch, located at SY.NO.783,1ST AND 2ND FLOORS,OPP GOVT DEGREE COLLEGE GROUND,OLD NH 7… in KAMAREDDY, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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