Use this page as a one-stop reference for everything related to State Bank of India's KALSAR branch in KALSAR, GUJARAT. The branch's IFSC code SBIN0002656 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – KALSAR is SBIN0002656. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002656 map to this branch in KALSAR, GUJARAT.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Kalsar branch in Kalsar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0002656.
About the Kalsar branch
The Kalsar branch of State Bank of India is situated at DISTKHEDA GUJARAT 388230. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0002656 is used.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Kalsar |
| IFSC Code | SBIN0002656 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DISTKHEDA GUJARAT 388230 |
| City | Kalsar |
| District | Kheda |
| State | Gujarat |
| STD Code | 2699 |
| Phone | 285246 |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALSAR of State Bank of India — its own 11-character IFSC. The code SBIN0002656 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0002656 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0002656 and the account number together uniquely identify the Kalsar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0002656
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0002656 across all three.
NEFT to State Bank of India, KALSAR using IFSC SBIN0002656
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0002656, and confirm that the system picks up State Bank of India – KALSAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KALSAR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's KALSAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0002656 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India KALSAR (IFSC SBIN0002656)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0002656 in your mobile or internet banking app, and the money is credited to the KALSAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kalsar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0002656:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALSAR is still linked to IFSC SBIN0002656.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's KALSAR branch, the IFSC SBIN0002656 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kalsar branch is mapped to IFSC SBIN0002656 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0002656.
Products and services
Customers walking into the Kalsar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0002656
Online banking and IFSC SBIN0002656
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the KALSAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0002656 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kalsar branch
The branch is located at DISTKHEDA GUJARAT 388230, which puts it inside Kalsar, the broader Kheda district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Kalsar branch” — the verified location pin for IFSC SBIN0002656 should appear at the top of the results.
- Confirm the branch is open by calling 2699-285246 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0002656 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KALSAR:
- The IFSC is exactly SBIN0002656 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and KALSAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalsar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0002656, however, work 24x7.
Verifying IFSC SBIN0002656 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0002656 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2699-285246.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaKalsar Branch
DISTKHEDA GUJARAT 388230
Kalsar, Gujarat
Phone: 2699-285246
IFSC: SBIN0002656
Frequently asked questions
Can I use IFSC SBIN0002656 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0002656 to send funds instantly.
What is the IFSC code of State Bank of India Kalsar branch?
The IFSC code of State Bank of India, Kalsar branch is SBIN0002656. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using SBIN0002656 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Kalsar reflect within 30 minutes.
Is IFSC SBIN0002656 the same for all accounts at Kalsar branch?
Yes. The IFSC SBIN0002656 is shared by every account held at State Bank of India's Kalsar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kalsar branch but serve different purposes.
Where is State Bank of India Kalsar branch located?
State Bank of India's Kalsar branch is located at DISTKHEDA GUJARAT 388230, Kalsar, Gujarat.
How do I add State Bank of India Kalsar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0002656, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0002656 valid for NEFT and RTGS?
Yes. IFSC SBIN0002656 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code SBIN0002656 belongs to State Bank of India's KALSAR branch, located at DISTKHEDA GUJARAT 388230 in KALSAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
