IFSC Code of State Bank of India, College Square Bhawanipatna Branch, Odisha

Use this page as a one-stop reference for everything related to State Bank of India's COLLEGE SQUARE BHAWANIPATNA branch in KALAHANDI, ODISHA. The branch's IFSC code SBIN0012120 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – COLLEGE SQUARE BHAWANIPATNA is SBIN0012120. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 012120 map to this branch in KALAHANDI, ODISHA.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the College Square Bhawanipatna branch in Kalahandi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0012120.

Branch details at a glance

About the College Square Bhawanipatna branch

The College Square Bhawanipatna branch of State Bank of India is situated at GOVTAUTONOMOUS COLLEGE CAMPUS,PO BHAWANIPATNA,DIST KALAHANDI,766001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0012120 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's COLLEGE SQUARE BHAWANIPATNA branch came to be assigned the code SBIN0012120.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0012120, money simply cannot be routed to the COLLEGE SQUARE BHAWANIPATNA branch electronically.

Products and account variants supported

Every account opened at the College Square Bhawanipatna branch is mapped to IFSC SBIN0012120 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0012120.

Products and services

Customers walking into the College Square Bhawanipatna branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0012120

How to transfer money using IFSC SBIN0012120

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0012120 across all three.

NEFT to State Bank of India, COLLEGE SQUARE BHAWANIPATNA using IFSC SBIN0012120

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0012120, and confirm that the system picks up State Bank of India – COLLEGE SQUARE BHAWANIPATNA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0012120

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – COLLEGE SQUARE BHAWANIPATNA, ensure your bank's portal accepts IFSC SBIN0012120 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India COLLEGE SQUARE BHAWANIPATNA (IFSC SBIN0012120)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0012120 in your mobile or internet banking app, and the money is credited to the COLLEGE SQUARE BHAWANIPATNA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0012120 for State Bank of India – COLLEGE SQUARE BHAWANIPATNA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the College Square Bhawanipatna branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0012120

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – COLLEGE SQUARE BHAWANIPATNA is still mapped to IFSC SBIN0012120. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0012120 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0012120

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the COLLEGE SQUARE BHAWANIPATNA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0012120 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0012120 and the account number together uniquely identify the College Square Bhawanipatna branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – COLLEGE SQUARE BHAWANIPATNA:

• The IFSC is exactly SBIN0012120 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and COLLEGE SQUARE BHAWANIPATNA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The College Square Bhawanipatna branch sits at GOVTAUTONOMOUS COLLEGE CAMPUS,PO BHAWANIPATNA,DIST KALAHANDI,766001. If you are travelling from outside Kalahandi, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0012120 and your account number.

Verifying IFSC SBIN0012120 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0012120 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at College Square Bhawanipatna are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0012120 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0012120 is the IFSC code of State Bank of India, COLLEGE SQUARE BHAWANIPATNA branch, in KALAHANDI, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.