Use this page as a one-stop reference for everything related to State Bank of India's IND EST JUNAGARH branch in JUNAGARH, GUJARAT. The branch's IFSC code SBIN0007875 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0007875 is the IFSC of State Bank of India's IND EST JUNAGARH branch. The format is fixed: SBIN = bank code, 0 = reserved, 007875 = branch identifier.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ind Est Junagarh branch in Junagarh, Gujarat is part of this network and uses the IFSC code SBIN0007875 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Ind Est Junagarh |
| IFSC Code | SBIN0007875 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JUNAGADH,GUJARAT,PIN 362003 |
| City | Junagarh |
| District | Junagadh |
| State | Gujarat |
| STD Code | 285 |
| Phone | 2661691 |
About this branch
The branch is located at JUNAGADH,GUJARAT,PIN 362003. It serves the Junagarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0007875 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's IND EST JUNAGARH branch came to be assigned the code SBIN0007875.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0007875, money simply cannot be routed to the IND EST JUNAGARH branch electronically.
Products and account variants supported
Every account opened at the Ind Est Junagarh branch is mapped to IFSC SBIN0007875 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0007875.
Banking services available
The Ind Est Junagarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 285-2661691.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0007875
How to transfer money using IFSC SBIN0007875
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0007875 across all three.
How to use IFSC SBIN0007875 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's IND EST JUNAGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0007875.
- Confirm the bank name auto-populates as State Bank of India and the branch as IND EST JUNAGARH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0007875
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – IND EST JUNAGARH, ensure your bank's portal accepts IFSC SBIN0007875 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India IND EST JUNAGARH (IFSC SBIN0007875)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0007875 in your mobile or internet banking app, and the money is credited to the IND EST JUNAGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0007875 for State Bank of India – IND EST JUNAGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0007875 | Yes – SBIN0007875 | Yes – SBIN0007875 |
For most retail customers crediting the Ind Est Junagarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's IND EST JUNAGARH branch, the IFSC SBIN0007875 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ind Est Junagarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0007875 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ind Est Junagarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0007875 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – IND EST JUNAGARH:
- The IFSC is exactly SBIN0007875 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and IND EST JUNAGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ind Est Junagarh branch sits at JUNAGADH,GUJARAT,PIN 362003. If you are travelling from outside Junagarh, search for the branch on a maps application using the bank name and locality, or call 285-2661691 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0007875 and your account number.
Verifying IFSC SBIN0007875 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0007875 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 285-2661691.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ind Est Junagarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0007875, however, work 24x7.
Branch address & contact
State Bank of IndiaInd Est Junagarh Branch
JUNAGADH,GUJARAT,PIN 362003
Junagarh, Gujarat
Phone: 285-2661691
IFSC: SBIN0007875
Frequently asked questions
How quickly will an NEFT transfer using SBIN0007875 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Ind Est Junagarh reflect within 30 minutes.
Is IFSC SBIN0007875 valid for NEFT and RTGS?
Yes. IFSC SBIN0007875 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ind Est Junagarh branch but serve different purposes.
What is the phone number of State Bank of India Ind Est Junagarh branch?
You can reach the branch at 285-2661691 during regular banking hours.
Where is State Bank of India Ind Est Junagarh branch located?
State Bank of India's Ind Est Junagarh branch is located at JUNAGADH,GUJARAT,PIN 362003, Junagarh, Gujarat.
Can I use IFSC SBIN0007875 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0007875 to send funds instantly.
Does State Bank of India Ind Est Junagarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 285-2661691 to confirm.
How do I add State Bank of India Ind Est Junagarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0007875, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: SBIN0007875 is the IFSC code of State Bank of India, IND EST JUNAGARH branch, in JUNAGARH, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
