If you are searching for the IFSC code of State Bank of India, JUNAGADH,BSA branch in JUNAGADH, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is SBIN0060386. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JUNAGADH,BSA branch, and detailed step-by-step guides for using the IFSC SBIN0060386 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's JUNAGADH,BSA branch, the IFSC SBIN0060386 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 060386 identifies this particular branch.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Junagadh,Bsa |
| IFSC Code | SBIN0060386 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BUS STAND AREA,GROUND FLOOR,J B COMPLEX,LAL BAHADUR SHASTRI SOCITY RD JUNAGADH 362001 |
| City | Junagadh |
| District | Junagadh |
| State | Gujarat |
| STD Code | 285 |
| Phone | 2632038 |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Junagadh,Bsa branch in Junagadh, Gujarat is part of this network and uses the IFSC code SBIN0060386 for all electronic settlement.
About the Junagadh,Bsa branch
The Junagadh,Bsa branch of State Bank of India is situated at BUS STAND AREA,GROUND FLOOR,J B COMPLEX,LAL BAHADUR SHASTRI SOCITY RD JUNAGADH 362001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0060386 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's JUNAGADH,BSA branch came to be assigned the code SBIN0060386.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0060386, money simply cannot be routed to the JUNAGADH,BSA branch electronically.
How to transfer money using IFSC SBIN0060386
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0060386 across all three.
NEFT to State Bank of India, JUNAGADH,BSA using IFSC SBIN0060386
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0060386, and confirm that the system picks up State Bank of India – JUNAGADH,BSA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0060386
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – JUNAGADH,BSA, ensure your bank's portal accepts IFSC SBIN0060386 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – JUNAGADH,BSA, use IMPS. With IFSC SBIN0060386 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0060386 for State Bank of India – JUNAGADH,BSA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0060386 | Yes – SBIN0060386 | Yes – SBIN0060386 |
For most retail customers crediting the Junagadh,Bsa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's JUNAGADH,BSA branch, the IFSC SBIN0060386 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Junagadh,Bsa branch is mapped to IFSC SBIN0060386 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0060386.
Products and services
Customers walking into the Junagadh,Bsa branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0060386
MICR & cheque-truncation details
Cheques drawn on the Junagadh,Bsa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0060386 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Junagadh,Bsa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0060386 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – JUNAGADH,BSA:
- The IFSC is exactly SBIN0060386 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and JUNAGADH,BSA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Junagadh,Bsa branch sits at BUS STAND AREA,GROUND FLOOR,J B COMPLEX,LAL BAHADUR SHASTRI SOCITY RD JUNAGADH 362001. If you are travelling from outside Junagadh, search for the branch on a maps application using the bank name and locality, or call 285-2632038 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0060386 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0060386 for State Bank of India – JUNAGADH,BSA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Junagadh,Bsa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0060386, however, work 24x7.
Branch address & contact
State Bank of IndiaJunagadh,Bsa Branch
BUS STAND AREA,GROUND FLOOR,J B COMPLEX,LAL BAHADUR SHASTRI SOCITY RD JUNAGADH 362001
Junagadh, Gujarat
Phone: 285-2632038
IFSC: SBIN0060386
Frequently asked questions
Does State Bank of India Junagadh,Bsa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 285-2632038 to confirm.
How do I add State Bank of India Junagadh,Bsa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0060386, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0060386 the same for all accounts at Junagadh,Bsa branch?
Yes. The IFSC SBIN0060386 is shared by every account held at State Bank of India's Junagadh,Bsa branch. Only the account number changes from customer to customer.
What is the phone number of State Bank of India Junagadh,Bsa branch?
You can reach the branch at 285-2632038 during regular banking hours.
How quickly will an NEFT transfer using SBIN0060386 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Junagadh,Bsa reflect within 30 minutes.
What is the IFSC code of State Bank of India Junagadh,Bsa branch?
The IFSC code of State Bank of India, Junagadh,Bsa branch is SBIN0060386. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: SBIN0060386 is the IFSC code of State Bank of India, JUNAGADH,BSA branch, in JUNAGADH, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
