Use this page as a one-stop reference for everything related to State Bank of India's NAGRA branch in JHANSI, UTTAR PRADESH. The branch's IFSC code SBIN0012866 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – NAGRA is SBIN0012866. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 012866 map to this branch in JHANSI, UTTAR PRADESH.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Nagra |
| IFSC Code | SBIN0012866 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NAGRA,DISTJHANSI284003 |
| City | Jhansi |
| District | Jhansi |
| State | Uttar Pradesh |
| STD Code | 0 |
| Phone | 0 |
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Nagra branch — IFSC SBIN0012866 — extends the bank's services to customers in and around Jhansi, Uttar Pradesh.
About the Nagra branch
The Nagra branch of State Bank of India is situated at NAGRA,DISTJHANSI284003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0012866 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's NAGRA branch came to be assigned the code SBIN0012866.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0012866, money simply cannot be routed to the NAGRA branch electronically.
How to transfer money using IFSC SBIN0012866
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0012866 across all three.
NEFT to State Bank of India, NAGRA using IFSC SBIN0012866
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0012866, and confirm that the system picks up State Bank of India – NAGRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAGRA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's NAGRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0012866 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – NAGRA, use IMPS. With IFSC SBIN0012866 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Nagra
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0012866:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAGRA is still linked to IFSC SBIN0012866.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0012866
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – NAGRA is still mapped to IFSC SBIN0012866. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0012866 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nagra branch
Once you have an account at State Bank of India – NAGRA, the IFSC SBIN0012866 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Nagra branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0012866
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0012866 and the account number together uniquely identify the Nagra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SBIN0012866
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the NAGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0012866 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SBIN0012866
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – NAGRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0012866. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nagra branch
The branch is located at NAGRA,DISTJHANSI284003, which puts it inside Jhansi, the broader Jhansi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Nagra branch” — the verified location pin for IFSC SBIN0012866 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0012866 and your account number.
Verifying IFSC SBIN0012866 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0012866 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0012866, however, work 24x7.
Branch address & contact
State Bank of IndiaNagra Branch
NAGRA,DISTJHANSI284003
Jhansi, Uttar Pradesh
Phone: 0
IFSC: SBIN0012866
Frequently asked questions
How quickly will an NEFT transfer using SBIN0012866 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Nagra reflect within 30 minutes.
Does State Bank of India Nagra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Can I use IFSC SBIN0012866 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0012866 to send funds instantly.
Where is State Bank of India Nagra branch located?
State Bank of India's Nagra branch is located at NAGRA,DISTJHANSI284003, Jhansi, Uttar Pradesh.
What is the phone number of State Bank of India Nagra branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC SBIN0012866 the same for all accounts at Nagra branch?
Yes. The IFSC SBIN0012866 is shared by every account held at State Bank of India's Nagra branch. Only the account number changes from customer to customer.
How do I add State Bank of India Nagra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0012866, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: SBIN0012866 is the IFSC code of State Bank of India, NAGRA branch, in JHANSI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
