Nexnews
Loading…

NOTIFICATIONS

 
15th May
    Loading…

    IFSC Code of State Bank of India, Digara Branch, Uttar Pradesh

    SBIN0015690 is the IFSC code of State Bank of India, Digara Branch in Jhansi, Uttar Pradesh. Find branch address, phone, MICR and online transfer details here.

    If you are searching for the IFSC code of State Bank of India, DIGARA branch in JHANSI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0015690. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

    You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DIGARA branch, and detailed step-by-step guides for using the IFSC SBIN0015690 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

    IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

    In our case, SBIN0015690 is the IFSC of State Bank of India's DIGARA branch. The format is fixed: SBIN = bank code, 0 = reserved, 015690 = branch identifier.

    About State Bank of India

    State Bank of India operates a wide network of branches across India, including the Digara branch in Jhansi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0015690.

    Branch details at a glance

    Bank NameState Bank of India
    BranchDigara
    IFSC CodeSBIN0015690
    MICR CodeRefer to cheque leaf
    Branch AddressBLOCK BARAGAON, DISTT. JHANSI 284121
    CityJhansi
    DistrictJhansi
    StateUttar Pradesh

    About the Digara branch

    The Digara branch of State Bank of India is situated at BLOCK BARAGAON, DISTT. JHANSI 284121. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0015690 is used.

    Why every State Bank of India branch has a unique IFSC

    Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DIGARA of State Bank of India — its own 11-character IFSC. The code SBIN0015690 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

    Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0015690 the same way you would treat your account number — verify it once and save it carefully for future use.

    Account types you can open at the Digara branch

    Once you have an account at State Bank of India – DIGARA, the IFSC SBIN0015690 stays the same regardless of the type of account you hold. The branch typically supports the following options:

    • Savings account — for individuals, with chequebook, ATM card and net-banking access.
    • Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
    • Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
    • NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
    • Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
    • Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
    • Minor and student accounts — operated jointly with a guardian until the customer turns 18.

    Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

    Banking services available

    The Digara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

    • Savings, current and salary accounts
    • Fixed deposits and recurring deposits
    • Personal, vehicle and home loans
    • Demat and investment products (where supported)
    • Internet banking and mobile banking enrolment
    • Debit and credit card issuance
    • Locker facilities (subject to availability)
    • Foreign exchange services (at authorised branches)
    • Bill payments, demand drafts and pay orders
    • NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0015690

    How to transfer money using IFSC SBIN0015690

    Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0015690 across all three.

    NEFT to State Bank of India, DIGARA using IFSC SBIN0015690

    National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

    To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0015690, and confirm that the system picks up State Bank of India – DIGARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

    RTGS transfers via IFSC SBIN0015690

    RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – DIGARA, ensure your bank's portal accepts IFSC SBIN0015690 while registering the beneficiary. RTGS is also available 24x7.

    Send money instantly through IMPS

    For a real-time, anytime transfer to State Bank of India – DIGARA, use IMPS. With IFSC SBIN0015690 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

    NEFT vs RTGS vs IMPS — which one should you use?

    All three modes accept the IFSC SBIN0015690 for State Bank of India – DIGARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

    ParameterNEFTRTGSIMPS
    Minimum amount₹1₹2,00,000₹1
    Maximum amountNo RBI capNo RBI cap₹5,00,000
    SettlementHalf-hourly batchesReal-timeReal-time
    Availability24x724x724x7
    Best forRoutine transfersHigh-value transfersUrgent small / mid transfers
    IFSC requiredYes – SBIN0015690Yes – SBIN0015690Yes – SBIN0015690

    For most retail customers crediting the Digara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

    UPI payments and IFSC SBIN0015690

    UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – DIGARA is still mapped to IFSC SBIN0015690. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

    If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0015690 and the beneficiary's account number to complete the transfer.

    Digital banking channels

    Most day-to-day work that customers used to do at the Digara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0015690 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

    MICR & cheque-truncation details

    Cheques drawn on the Digara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0015690 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

    Common mistakes to avoid when using IFSC SBIN0015690

    An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – DIGARA, double-check for these issues:

    • Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
    • Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0015690.
    • Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
    • Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
    • Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

    How to reach the Digara branch

    The branch is located at BLOCK BARAGAON, DISTT. JHANSI 284121, which puts it inside Jhansi, the broader Jhansi district, and the state of Uttar Pradesh. To plan your visit:

    1. Open Google Maps on your phone and search for “State Bank of India Digara branch” — the verified location pin for IFSC SBIN0015690 should appear at the top of the results.
    2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
    3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

    Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0015690 and your account number.

    Verifying IFSC SBIN0015690 from official sources

    The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0015690 by:

    • Looking at the cheque leaf – IFSC is printed near the MICR band.
    • Opening the passbook's first page.
    • Calling the branch directly on the branch contact number.
    • Visiting the bank's official branch locator page.

    Working hours

    Branch counters at Digara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0015690 continue to work without interruption.

    Branch address & contact

    State Bank of India
    Digara Branch
    BLOCK BARAGAON, DISTT. JHANSI 284121
    Jhansi, Uttar Pradesh
    Phone: the branch contact number
    IFSC: SBIN0015690

    Frequently asked questions

    Is IFSC SBIN0015690 the same for all accounts at Digara branch?

    Yes. The IFSC SBIN0015690 is shared by every account held at State Bank of India's Digara branch. Only the account number changes from customer to customer.

    What is the difference between IFSC and MICR code?

    IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Digara branch but serve different purposes.

    How quickly will an NEFT transfer using SBIN0015690 be credited?

    NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Digara reflect within 30 minutes.

    Does State Bank of India Digara branch offer locker facilities?

    Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.

    How do I add State Bank of India Digara as a beneficiary?

    Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0015690, and complete OTP verification. Once activated, you can transfer funds at any time.

    Where is State Bank of India Digara branch located?

    State Bank of India's Digara branch is located at BLOCK BARAGAON, DISTT. JHANSI 284121, Jhansi, Uttar Pradesh.

    Can I use IFSC SBIN0015690 for IMPS transfers?

    Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0015690 to send funds instantly.

    Summary

    The IFSC code SBIN0015690 belongs to State Bank of India's DIGARA branch, located at BLOCK BARAGAON, DISTT. JHANSI 284121 in JHANSI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.

    keyboard_arrow_up