IFSC Code of State Bank of India, SBI Kakiriguma, Koraput Branch, Odisha

Below are the complete branch details for State Bank of India, SBI KAKIRIGUMA, KORAPUT branch, located in JEYPORE, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0065234. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0065234 for State Bank of India – SBI KAKIRIGUMA, KORAPUT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – SBI KAKIRIGUMA, KORAPUT is SBIN0065234. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 065234 map to this branch in JEYPORE, ODISHA.

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its SBI Kakiriguma, Koraput branch in Jeypore, Odisha is part of this network and uses the IFSC code SBIN0065234 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at SBI KAKIRIGUMA,KORAPUT,AT/PO - KAKIRIGUMA,MAIN ROAD,NEAR BY BUS STAND,KAKRIGUMA,DIST - KORAPUT-765013. It serves the Jeypore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0065234 is used to identify this branch on the RBI payments network.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SBI KAKIRIGUMA, KORAPUT of State Bank of India — its own 11-character IFSC. The code SBIN0065234 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0065234 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the SBI Kakiriguma, Koraput branch

Once you have an account at State Bank of India – SBI KAKIRIGUMA, KORAPUT, the IFSC SBIN0065234 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The SBI Kakiriguma, Koraput branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6852-7008263852.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0065234

How to transfer money using IFSC SBIN0065234

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0065234 across all three.

NEFT to State Bank of India, SBI KAKIRIGUMA, KORAPUT using IFSC SBIN0065234

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0065234, and confirm that the system picks up State Bank of India – SBI KAKIRIGUMA, KORAPUT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SBI KAKIRIGUMA, KORAPUT

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SBI KAKIRIGUMA, KORAPUT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0065234 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – SBI KAKIRIGUMA, KORAPUT, use IMPS. With IFSC SBIN0065234 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0065234 for State Bank of India – SBI KAKIRIGUMA, KORAPUT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the SBI Kakiriguma, Koraput branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0065234

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SBI KAKIRIGUMA, KORAPUT is still mapped to IFSC SBIN0065234. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0065234 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the SBI Kakiriguma, Koraput branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0065234 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the SBI Kakiriguma, Koraput branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0065234 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC SBIN0065234

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – SBI KAKIRIGUMA, KORAPUT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0065234.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The SBI Kakiriguma, Koraput branch sits at SBI KAKIRIGUMA,KORAPUT,AT/PO - KAKIRIGUMA,MAIN ROAD,NEAR BY BUS STAND,KAKRIGUMA,DIST - KORAPUT-765013. If you are travelling from outside Jeypore, search for the branch on a maps application using the bank name and locality, or call 6852-7008263852 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0065234 and your account number.

Verifying IFSC SBIN0065234 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0065234 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 6852-7008263852.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at SBI Kakiriguma, Koraput are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0065234 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0065234 belongs to State Bank of India's SBI KAKIRIGUMA, KORAPUT branch, located at SBI KAKIRIGUMA,KORAPUT,AT/PO - KAKIRIGUMA,MAIN ROAD,NEAR BY BUS… in JEYPORE, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.