This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, CHANDRALOK BUILDING, DELHI branch in JANPATH. The 11-digit IFSC SBIN0001639 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the CHANDRALOK BUILDING, DELHI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0001639 is the IFSC of State Bank of India's CHANDRALOK BUILDING, DELHI branch. The format is fixed: SBIN = bank code, 0 = reserved, 001639 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Chandralok Building, Delhi branch — IFSC SBIN0001639 — extends the bank's services to customers in and around Janpath, Delhi.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Chandralok Building, Delhi |
| IFSC Code | SBIN0001639 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR,PODIUM BLOCK,NEW DELHI 110001 |
| City | Janpath |
| District | New Delhi |
| State | Delhi |
About this branch
The branch is located at FIRST FLOOR,PODIUM BLOCK,NEW DELHI 110001. It serves the Janpath region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0001639 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CHANDRALOK BUILDING, DELHI branch came to be assigned the code SBIN0001639.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0001639, money simply cannot be routed to the CHANDRALOK BUILDING, DELHI branch electronically.
Products and account variants supported
Every account opened at the Chandralok Building, Delhi branch is mapped to IFSC SBIN0001639 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0001639.
Banking services available
The Chandralok Building, Delhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0001639
How to transfer money using IFSC SBIN0001639
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0001639 across all three.
How to use IFSC SBIN0001639 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's CHANDRALOK BUILDING, DELHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0001639.
- Confirm the bank name auto-populates as State Bank of India and the branch as CHANDRALOK BUILDING, DELHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHANDRALOK BUILDING, DELHI
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CHANDRALOK BUILDING, DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0001639 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India CHANDRALOK BUILDING, DELHI (IFSC SBIN0001639)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0001639 in your mobile or internet banking app, and the money is credited to the CHANDRALOK BUILDING, DELHI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0001639 for State Bank of India – CHANDRALOK BUILDING, DELHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0001639 | Yes – SBIN0001639 | Yes – SBIN0001639 |
For most retail customers crediting the Chandralok Building, Delhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0001639
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CHANDRALOK BUILDING, DELHI is still mapped to IFSC SBIN0001639. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0001639 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0001639
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHANDRALOK BUILDING, DELHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0001639 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Chandralok Building, Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0001639 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CHANDRALOK BUILDING, DELHI:
- The IFSC is exactly SBIN0001639 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CHANDRALOK BUILDING, DELHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chandralok Building, Delhi branch sits at FIRST FLOOR,PODIUM BLOCK,NEW DELHI 110001. If you are travelling from outside Janpath, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0001639 and your account number.
Verifying IFSC SBIN0001639 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0001639 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chandralok Building, Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0001639 continue to work without interruption.
Branch address & contact
State Bank of IndiaChandralok Building, Delhi Branch
FIRST FLOOR,PODIUM BLOCK,NEW DELHI 110001
Janpath, Delhi
Phone: the branch contact number
IFSC: SBIN0001639
Frequently asked questions
What is the phone number of State Bank of India Chandralok Building, Delhi branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chandralok Building, Delhi branch but serve different purposes.
Does State Bank of India Chandralok Building, Delhi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC SBIN0001639 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0001639 to send funds instantly.
Is IFSC SBIN0001639 valid for NEFT and RTGS?
Yes. IFSC SBIN0001639 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of State Bank of India Chandralok Building, Delhi branch?
The IFSC code of State Bank of India, Chandralok Building, Delhi branch is SBIN0001639. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add State Bank of India Chandralok Building, Delhi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0001639, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0001639 the same for all accounts at Chandralok Building, Delhi branch?
Yes. The IFSC SBIN0001639 is shared by every account held at State Bank of India's Chandralok Building, Delhi branch. Only the account number changes from customer to customer.
Final notes
To recap: SBIN0001639 is the IFSC code of State Bank of India, CHANDRALOK BUILDING, DELHI branch, in JANPATH, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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