Use this page as a one-stop reference for everything related to State Bank of India's CAC, JAMNAGAR branch in JAMNAGAR, GUJARAT. The branch's IFSC code SBIN0013198 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – CAC, JAMNAGAR is SBIN0013198. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 013198 map to this branch in JAMNAGAR, GUJARAT.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Cac, Jamnagar branch in Jamnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0013198.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cac, Jamnagar |
| IFSC Code | SBIN0013198 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RANJIT ROAD BRANCH PREMISES,JAMNAGAR,DIST SURAT 361001 |
| City | Jamnagar |
| District | Surat |
| State | Gujarat |
| STD Code | 288 |
| Phone | 2661667 |
About the Cac, Jamnagar branch
The Cac, Jamnagar branch of State Bank of India is situated at RANJIT ROAD BRANCH PREMISES,JAMNAGAR,DIST SURAT 361001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0013198 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CAC, JAMNAGAR branch came to be assigned the code SBIN0013198.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0013198, money simply cannot be routed to the CAC, JAMNAGAR branch electronically.
Products and account variants supported
Every account opened at the Cac, Jamnagar branch is mapped to IFSC SBIN0013198 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0013198.
Products and services
Customers walking into the Cac, Jamnagar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0013198
How to transfer money using IFSC SBIN0013198
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0013198 across all three.
NEFT to State Bank of India, CAC, JAMNAGAR using IFSC SBIN0013198
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0013198, and confirm that the system picks up State Bank of India – CAC, JAMNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0013198
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – CAC, JAMNAGAR, ensure your bank's portal accepts IFSC SBIN0013198 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – CAC, JAMNAGAR, use IMPS. With IFSC SBIN0013198 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0013198 for State Bank of India – CAC, JAMNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0013198 | Yes – SBIN0013198 | Yes – SBIN0013198 |
For most retail customers crediting the Cac, Jamnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0013198
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CAC, JAMNAGAR is still mapped to IFSC SBIN0013198. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0013198 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0013198
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the CAC, JAMNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0013198 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0013198 and the account number together uniquely identify the Cac, Jamnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CAC, JAMNAGAR:
- The IFSC is exactly SBIN0013198 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CAC, JAMNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Cac, Jamnagar branch
The branch is located at RANJIT ROAD BRANCH PREMISES,JAMNAGAR,DIST SURAT 361001, which puts it inside Jamnagar, the broader Surat district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Cac, Jamnagar branch” — the verified location pin for IFSC SBIN0013198 should appear at the top of the results.
- Confirm the branch is open by calling 288-2661667 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0013198 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0013198 for State Bank of India – CAC, JAMNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Cac, Jamnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0013198, however, work 24x7.
Branch address & contact
State Bank of IndiaCac, Jamnagar Branch
RANJIT ROAD BRANCH PREMISES,JAMNAGAR,DIST SURAT 361001
Jamnagar, Gujarat
Phone: 288-2661667
IFSC: SBIN0013198
Frequently asked questions
What is the phone number of State Bank of India Cac, Jamnagar branch?
You can reach the branch at 288-2661667 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cac, Jamnagar branch but serve different purposes.
Can I use IFSC SBIN0013198 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0013198 to send funds instantly.
Is IFSC SBIN0013198 the same for all accounts at Cac, Jamnagar branch?
Yes. The IFSC SBIN0013198 is shared by every account held at State Bank of India's Cac, Jamnagar branch. Only the account number changes from customer to customer.
How do I add State Bank of India Cac, Jamnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0013198, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of State Bank of India Cac, Jamnagar branch?
The IFSC code of State Bank of India, Cac, Jamnagar branch is SBIN0013198. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is State Bank of India Cac, Jamnagar branch located?
State Bank of India's Cac, Jamnagar branch is located at RANJIT ROAD BRANCH PREMISES,JAMNAGAR,DIST SURAT 361001, Jamnagar, Gujarat.
How quickly will an NEFT transfer using SBIN0013198 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Cac, Jamnagar reflect within 30 minutes.
Final notes
To recap: SBIN0013198 is the IFSC code of State Bank of India, CAC, JAMNAGAR branch, in JAMNAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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