Use this page as a one-stop reference for everything related to State Bank of India's JAMKHANDI branch in JAMAKHANDI, KARNATAKA. The branch's IFSC code SBIN0000848 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – JAMKHANDI is SBIN0000848. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000848 map to this branch in JAMAKHANDI, KARNATAKA.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Jamkhandi branch — IFSC SBIN0000848 — extends the bank's services to customers in and around Jamakhandi, Karnataka.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Jamkhandi |
| IFSC Code | SBIN0000848 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KACHERI RD., JAMAKHANDI-587301 |
| City | Jamakhandi |
| District | Bagalkot |
| State | Karnataka |
Jamkhandi branch overview
Located at KACHERI RD., JAMAKHANDI-587301, the Jamkhandi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0000848 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's JAMKHANDI branch came to be assigned the code SBIN0000848.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0000848, money simply cannot be routed to the JAMKHANDI branch electronically.
Products and account variants supported
Every account opened at the Jamkhandi branch is mapped to IFSC SBIN0000848 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0000848.
Products and services
Customers walking into the Jamkhandi branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0000848
How to transfer money using IFSC SBIN0000848
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0000848 across all three.
How to use IFSC SBIN0000848 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's JAMKHANDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0000848.
- Confirm the bank name auto-populates as State Bank of India and the branch as JAMKHANDI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JAMKHANDI
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's JAMKHANDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0000848 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – JAMKHANDI, use IMPS. With IFSC SBIN0000848 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Jamkhandi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0000848:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAMKHANDI is still linked to IFSC SBIN0000848.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's JAMKHANDI branch, the IFSC SBIN0000848 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0000848
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the JAMKHANDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0000848 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Jamkhandi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0000848 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – JAMKHANDI:
- The IFSC is exactly SBIN0000848 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and JAMKHANDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jamkhandi branch sits at KACHERI RD., JAMAKHANDI-587301. If you are travelling from outside Jamakhandi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0000848 and your account number.
Verifying IFSC SBIN0000848 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0000848 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jamkhandi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0000848 continue to work without interruption.
Branch address & contact
State Bank of IndiaJamkhandi Branch
KACHERI RD., JAMAKHANDI-587301
Jamakhandi, Karnataka
Phone: the branch contact number
IFSC: SBIN0000848
Frequently asked questions
Is IFSC SBIN0000848 the same for all accounts at Jamkhandi branch?
Yes. The IFSC SBIN0000848 is shared by every account held at State Bank of India's Jamkhandi branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jamkhandi branch but serve different purposes.
Does State Bank of India Jamkhandi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of State Bank of India Jamkhandi branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is State Bank of India Jamkhandi branch located?
State Bank of India's Jamkhandi branch is located at KACHERI RD., JAMAKHANDI-587301, Jamakhandi, Karnataka.
How quickly will an NEFT transfer using SBIN0000848 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Jamkhandi reflect within 30 minutes.
Is IFSC SBIN0000848 valid for NEFT and RTGS?
Yes. IFSC SBIN0000848 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: SBIN0000848 is the IFSC code of State Bank of India, JAMKHANDI branch, in JAMAKHANDI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
