Use this page as a one-stop reference for everything related to State Bank of India's CHOMU branch in JAIPUR, RAJASTHAN. The branch's IFSC code SBIN0010488 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's CHOMU branch, the IFSC SBIN0010488 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 010488 identifies this particular branch.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Chomu branch — IFSC SBIN0010488 — extends the bank's services to customers in and around Jaipur, Rajasthan.
About this branch
The branch is located at SHARMA SANJAY BARI GOVINDGARH CHOMU RAJASTHAN. It serves the Jaipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0010488 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Chomu |
| IFSC Code | SBIN0010488 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHARMA SANJAY BARI GOVINDGARH CHOMU RAJASTHAN |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 1423 |
| Phone | 512255 |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHOMU of State Bank of India — its own 11-character IFSC. The code SBIN0010488 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0010488 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0010488 and the account number together uniquely identify the Chomu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0010488
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0010488 across all three.
NEFT to State Bank of India, CHOMU using IFSC SBIN0010488
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0010488, and confirm that the system picks up State Bank of India – CHOMU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0010488
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – CHOMU, ensure your bank's portal accepts IFSC SBIN0010488 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India CHOMU (IFSC SBIN0010488)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0010488 in your mobile or internet banking app, and the money is credited to the CHOMU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0010488 for State Bank of India – CHOMU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0010488 | Yes – SBIN0010488 | Yes – SBIN0010488 |
For most retail customers crediting the Chomu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's CHOMU branch, the IFSC SBIN0010488 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chomu branch is mapped to IFSC SBIN0010488 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0010488.
Products and services
Customers walking into the Chomu branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0010488
Digital banking channels
Most day-to-day work that customers used to do at the Chomu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0010488 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Chomu branch
The branch is located at SHARMA SANJAY BARI GOVINDGARH CHOMU RAJASTHAN, which puts it inside Jaipur, the broader Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Chomu branch” — the verified location pin for IFSC SBIN0010488 should appear at the top of the results.
- Confirm the branch is open by calling 1423-512255 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0010488 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CHOMU:
- The IFSC is exactly SBIN0010488 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CHOMU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Chomu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0010488 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0010488 for State Bank of India – CHOMU, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
State Bank of IndiaChomu Branch
SHARMA SANJAY BARI GOVINDGARH CHOMU RAJASTHAN
Jaipur, Rajasthan
Phone: 1423-512255
IFSC: SBIN0010488
Frequently asked questions
What is the phone number of State Bank of India Chomu branch?
You can reach the branch at 1423-512255 during regular banking hours.
Can I use IFSC SBIN0010488 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0010488 to send funds instantly.
How quickly will an NEFT transfer using SBIN0010488 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Chomu reflect within 30 minutes.
Is IFSC SBIN0010488 valid for NEFT and RTGS?
Yes. IFSC SBIN0010488 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chomu branch but serve different purposes.
Where is State Bank of India Chomu branch located?
State Bank of India's Chomu branch is located at SHARMA SANJAY BARI GOVINDGARH CHOMU RAJASTHAN, Jaipur, Rajasthan.
How do I add State Bank of India Chomu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0010488, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SBIN0010488 belongs to State Bank of India's CHOMU branch, located at SHARMA SANJAY BARI GOVINDGARH CHOMU RAJASTHAN in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
