IFSC Code of State Bank of India, Cac Jaggampeta Branch Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, CAC JAGGAMPETA BRANCH branch in JAGGAMPETA. The 11-digit IFSC SBIN0063978 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the CAC JAGGAMPETA BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's CAC JAGGAMPETA BRANCH branch, the IFSC SBIN0063978 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 063978 identifies this particular branch.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Cac Jaggampeta Branch branch — IFSC SBIN0063978 — extends the bank's services to customers in and around Jaggampeta, Andhra Pradesh.

About this branch

The branch is located at JAGGAMPETAN.H.5 ROAD JAGGAMMAPETAEAST GODAVARI DISTANDHRA PRADESHDIST EAST GODAVARISTATE ANDHRA PRADESHPIN 533435. It serves the Jaggampeta region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0063978 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CAC JAGGAMPETA BRANCH branch came to be assigned the code SBIN0063978.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0063978, money simply cannot be routed to the CAC JAGGAMPETA BRANCH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0063978 and the account number together uniquely identify the Cac Jaggampeta Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SBIN0063978

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0063978 across all three.

How to use IFSC SBIN0063978 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's CAC JAGGAMPETA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0063978.
4. Confirm the bank name auto-populates as State Bank of India and the branch as CAC JAGGAMPETA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CAC JAGGAMPETA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CAC JAGGAMPETA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0063978 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India CAC JAGGAMPETA BRANCH (IFSC SBIN0063978)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0063978 in your mobile or internet banking app, and the money is credited to the CAC JAGGAMPETA BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Cac Jaggampeta Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0063978:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CAC JAGGAMPETA BRANCH is still linked to IFSC SBIN0063978.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's CAC JAGGAMPETA BRANCH branch, the IFSC SBIN0063978 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Cac Jaggampeta Branch branch is mapped to IFSC SBIN0063978 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0063978.

Banking services available

The Cac Jaggampeta Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7382343947.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0063978

Online banking and IFSC SBIN0063978

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the CAC JAGGAMPETA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0063978 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Cac Jaggampeta Branch branch

The branch is located at JAGGAMPETAN.H.5 ROAD JAGGAMMAPETAEAST GODAVARI DISTANDHRA PRADESHDIST EAST GODAVARISTATE ANDHRA PRADESHPIN 533435, which puts it inside Jaggampeta, the broader Jaggampeta district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Cac Jaggampeta Branch branch” — the verified location pin for IFSC SBIN0063978 should appear at the top of the results.
2. Confirm the branch is open by calling 7382343947 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0063978 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CAC JAGGAMPETA BRANCH:

• The IFSC is exactly SBIN0063978 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and CAC JAGGAMPETA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Cac Jaggampeta Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0063978 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0063978 for State Bank of India – CAC JAGGAMPETA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0063978 belongs to State Bank of India's CAC JAGGAMPETA BRANCH branch, located at JAGGAMPETAN.H.5 ROAD JAGGAMMAPETAEAST GODAVARI DISTANDHRA PRADESHDIST EAST… in JAGGAMPETA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.