IFSC Code of State Bank of India, Jagadhri Yamunanagar Road Jagadhri Branch, Haryana

Below are the complete branch details for State Bank of India, JAGADHRI YAMUNANAGAR ROAD JAGADHRI branch, located in JAGADHRI, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0016889. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0016889 for State Bank of India – JAGADHRI YAMUNANAGAR ROAD JAGADHRI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – JAGADHRI YAMUNANAGAR ROAD JAGADHRI is SBIN0016889. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 016889 map to this branch in JAGADHRI, HARYANA.

Branch details at a glance

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Jagadhri Yamunanagar Road Jagadhri branch — IFSC SBIN0016889 — extends the bank's services to customers in and around Jagadhri, Haryana.

About the Jagadhri Yamunanagar Road Jagadhri branch

The Jagadhri Yamunanagar Road Jagadhri branch of State Bank of India is situated at PLOT NO C 5/570, JAGADHRI YAMUNANAGAR ROAD JAGADHRI PIN 135001 MOB 9416031451. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0016889 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAGADHRI YAMUNANAGAR ROAD JAGADHRI of State Bank of India — its own 11-character IFSC. The code SBIN0016889 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0016889 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SBIN0016889

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0016889 across all three.

How to use IFSC SBIN0016889 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's JAGADHRI YAMUNANAGAR ROAD JAGADHRI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0016889.
4. Confirm the bank name auto-populates as State Bank of India and the branch as JAGADHRI YAMUNANAGAR ROAD JAGADHRI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JAGADHRI YAMUNANAGAR ROAD JAGADHRI

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's JAGADHRI YAMUNANAGAR ROAD JAGADHRI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0016889 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India JAGADHRI YAMUNANAGAR ROAD JAGADHRI (IFSC SBIN0016889)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0016889 in your mobile or internet banking app, and the money is credited to the JAGADHRI YAMUNANAGAR ROAD JAGADHRI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0016889 for State Bank of India – JAGADHRI YAMUNANAGAR ROAD JAGADHRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jagadhri Yamunanagar Road Jagadhri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0016889

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – JAGADHRI YAMUNANAGAR ROAD JAGADHRI is still mapped to IFSC SBIN0016889. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0016889 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jagadhri Yamunanagar Road Jagadhri branch is mapped to IFSC SBIN0016889 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0016889.

Products and services

Customers walking into the Jagadhri Yamunanagar Road Jagadhri branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0016889

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0016889 and the account number together uniquely identify the Jagadhri Yamunanagar Road Jagadhri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SBIN0016889

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the JAGADHRI YAMUNANAGAR ROAD JAGADHRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0016889 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – JAGADHRI YAMUNANAGAR ROAD JAGADHRI:

• The IFSC is exactly SBIN0016889 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and JAGADHRI YAMUNANAGAR ROAD JAGADHRI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jagadhri Yamunanagar Road Jagadhri branch sits at PLOT NO C 5/570, JAGADHRI YAMUNANAGAR ROAD JAGADHRI PIN 135001 MOB 9416031451. If you are travelling from outside Jagadhri, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0016889 and your account number.

Verifying IFSC SBIN0016889 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0016889 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jagadhri Yamunanagar Road Jagadhri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0016889 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0016889 is the IFSC code of State Bank of India, JAGADHRI YAMUNANAGAR ROAD JAGADHRI branch, in JAGADHRI, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.