Below are the complete branch details for State Bank of India, M U CAMPUS branch, located in IMPHAL, MANIPUR. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0005320. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0005320 for State Bank of India – M U CAMPUS — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – M U CAMPUS is SBIN0005320. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005320 map to this branch in IMPHAL, MANIPUR.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The M U Campus branch — IFSC SBIN0005320 — extends the bank's services to customers in and around Imphal, Manipur.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | M U Campus |
| IFSC Code | SBIN0005320 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DISTT IMPHAL WEST, STATE MANIPUR, PIN 795 003 |
| City | Imphal |
| District | Imphal West |
| State | Manipur |
| STD Code | 0 |
| Phone | 0 |
M U Campus branch overview
Located at DISTT IMPHAL WEST, STATE MANIPUR, PIN 795 003, the M U Campus branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0005320 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's M U CAMPUS branch came to be assigned the code SBIN0005320.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0005320, money simply cannot be routed to the M U CAMPUS branch electronically.
Products and account variants supported
Every account opened at the M U Campus branch is mapped to IFSC SBIN0005320 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0005320.
Products and services
Customers walking into the M U Campus branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0005320
How to transfer money using IFSC SBIN0005320
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0005320 across all three.
NEFT to State Bank of India, M U CAMPUS using IFSC SBIN0005320
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0005320, and confirm that the system picks up State Bank of India – M U CAMPUS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to M U CAMPUS
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's M U CAMPUS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0005320 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India M U CAMPUS (IFSC SBIN0005320)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0005320 in your mobile or internet banking app, and the money is credited to the M U CAMPUS branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0005320 for State Bank of India – M U CAMPUS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0005320 | Yes – SBIN0005320 | Yes – SBIN0005320 |
For most retail customers crediting the M U Campus branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0005320
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – M U CAMPUS is still mapped to IFSC SBIN0005320. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0005320 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the M U Campus branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0005320 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the M U Campus branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0005320 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – M U CAMPUS:
- The IFSC is exactly SBIN0005320 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and M U CAMPUS as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The M U Campus branch sits at DISTT IMPHAL WEST, STATE MANIPUR, PIN 795 003. If you are travelling from outside Imphal, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0005320 and your account number.
Verifying IFSC SBIN0005320 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0005320 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The M U Campus branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0005320, however, work 24x7.
Branch address & contact
State Bank of IndiaM U Campus Branch
DISTT IMPHAL WEST, STATE MANIPUR, PIN 795 003
Imphal, Manipur
Phone: 0
IFSC: SBIN0005320
Frequently asked questions
Can I use IFSC SBIN0005320 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0005320 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the M U Campus branch but serve different purposes.
What is the phone number of State Bank of India M U Campus branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC SBIN0005320 the same for all accounts at M U Campus branch?
Yes. The IFSC SBIN0005320 is shared by every account held at State Bank of India's M U Campus branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0005320 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – M U Campus reflect within 30 minutes.
How do I add State Bank of India M U Campus as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0005320, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0005320 valid for NEFT and RTGS?
Yes. IFSC SBIN0005320 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does State Bank of India M U Campus branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Final notes
To recap: SBIN0005320 is the IFSC code of State Bank of India, M U CAMPUS branch, in IMPHAL, MANIPUR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
