IFSC Code of State Bank of India, English and Foreign Languages Unive Branch, Andhra Pradesh

Below are the complete branch details for State Bank of India, ENGLISH AND FOREIGN LANGUAGES UNIVE branch, located in HYDERABAD URBAN, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0021106. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0021106 for State Bank of India – ENGLISH AND FOREIGN LANGUAGES UNIVE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0021106 is the IFSC of State Bank of India's ENGLISH AND FOREIGN LANGUAGES UNIVE branch. The format is fixed: SBIN = bank code, 0 = reserved, 021106 = branch identifier.

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its English and Foreign Languages Unive branch in Hyderabad Urban, Andhra Pradesh is part of this network and uses the IFSC code SBIN0021106 for all electronic settlement.

Branch details at a glance

About the English and Foreign Languages Unive branch

The English and Foreign Languages Unive branch of State Bank of India is situated at FUCAMPUSTARNAKAHYDRABAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0021106 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ENGLISH AND FOREIGN LANGUAGES UNIVE of State Bank of India — its own 11-character IFSC. The code SBIN0021106 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0021106 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the English and Foreign Languages Unive branch

Once you have an account at State Bank of India – ENGLISH AND FOREIGN LANGUAGES UNIVE, the IFSC SBIN0021106 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the English and Foreign Languages Unive branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0021106

How to transfer money using IFSC SBIN0021106

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0021106 across all three.

How to use IFSC SBIN0021106 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's ENGLISH AND FOREIGN LANGUAGES UNIVE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0021106.
4. Confirm the bank name auto-populates as State Bank of India and the branch as ENGLISH AND FOREIGN LANGUAGES UNIVE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SBIN0021106

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – ENGLISH AND FOREIGN LANGUAGES UNIVE, ensure your bank's portal accepts IFSC SBIN0021106 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India ENGLISH AND FOREIGN LANGUAGES UNIVE (IFSC SBIN0021106)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0021106 in your mobile or internet banking app, and the money is credited to the ENGLISH AND FOREIGN LANGUAGES UNIVE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to English and Foreign Languages Unive

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0021106:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ENGLISH AND FOREIGN LANGUAGES UNIVE is still linked to IFSC SBIN0021106.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0021106

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – ENGLISH AND FOREIGN LANGUAGES UNIVE is still mapped to IFSC SBIN0021106. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0021106 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0021106

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the ENGLISH AND FOREIGN LANGUAGES UNIVE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0021106 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0021106 and the account number together uniquely identify the English and Foreign Languages Unive branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – ENGLISH AND FOREIGN LANGUAGES UNIVE:

• The IFSC is exactly SBIN0021106 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and ENGLISH AND FOREIGN LANGUAGES UNIVE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The English and Foreign Languages Unive branch sits at FUCAMPUSTARNAKAHYDRABAD. If you are travelling from outside Hyderabad Urban, search for the branch on a maps application using the bank name and locality, or call 878-2222512 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0021106 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0021106 for State Bank of India – ENGLISH AND FOREIGN LANGUAGES UNIVE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The English and Foreign Languages Unive branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0021106, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0021106 is the IFSC code of State Bank of India, ENGLISH AND FOREIGN LANGUAGES UNIVE branch, in HYDERABAD URBAN, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.