IFSC Code of State Bank of India, Tarihal Industrial Estate, Hubli Branch, Karnataka

Use this page as a one-stop reference for everything related to State Bank of India's TARIHAL INDUSTRIAL ESTATE, HUBLI branch in HUBLI, KARNATAKA. The branch's IFSC code SBIN0016229 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – TARIHAL INDUSTRIAL ESTATE, HUBLI is SBIN0016229. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 016229 map to this branch in HUBLI, KARNATAKA.

Branch details at a glance

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Tarihal Industrial Estate, Hubli branch — IFSC SBIN0016229 — extends the bank's services to customers in and around Hubli, Karnataka.

Tarihal Industrial Estate, Hubli branch overview

Located at M/S KRISHNA MURMURI INDUSTRIES BLDG,1ST FLOOR, PLOT NO 128, P 1, 1ST PHASE, TARIHAL INDUSTRIAL ESTATE, DISTT. HUBLI.KARNATAKA580026, the Tarihal Industrial Estate, Hubli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0016229 is required for all interbank electronic transfers routed through this branch.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TARIHAL INDUSTRIAL ESTATE, HUBLI of State Bank of India — its own 11-character IFSC. The code SBIN0016229 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0016229 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SBIN0016229

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0016229 across all three.

NEFT to State Bank of India, TARIHAL INDUSTRIAL ESTATE, HUBLI using IFSC SBIN0016229

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0016229, and confirm that the system picks up State Bank of India – TARIHAL INDUSTRIAL ESTATE, HUBLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TARIHAL INDUSTRIAL ESTATE, HUBLI

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's TARIHAL INDUSTRIAL ESTATE, HUBLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0016229 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – TARIHAL INDUSTRIAL ESTATE, HUBLI, use IMPS. With IFSC SBIN0016229 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Tarihal Industrial Estate, Hubli

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0016229:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TARIHAL INDUSTRIAL ESTATE, HUBLI is still linked to IFSC SBIN0016229.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's TARIHAL INDUSTRIAL ESTATE, HUBLI branch, the IFSC SBIN0016229 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Tarihal Industrial Estate, Hubli branch is mapped to IFSC SBIN0016229 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0016229.

Banking services available

The Tarihal Industrial Estate, Hubli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0016229

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0016229 and the account number together uniquely identify the Tarihal Industrial Estate, Hubli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SBIN0016229

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the TARIHAL INDUSTRIAL ESTATE, HUBLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0016229 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – TARIHAL INDUSTRIAL ESTATE, HUBLI:

• The IFSC is exactly SBIN0016229 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and TARIHAL INDUSTRIAL ESTATE, HUBLI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Tarihal Industrial Estate, Hubli branch sits at M/S KRISHNA MURMURI INDUSTRIES BLDG,1ST FLOOR, PLOT NO 128, P 1, 1ST PHASE, TARIHAL INDUSTRIAL ESTATE, DISTT. HUBLI.KARNATAKA580026. If you are travelling from outside Hubli, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0016229 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0016229 for State Bank of India – TARIHAL INDUSTRIAL ESTATE, HUBLI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tarihal Industrial Estate, Hubli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0016229, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0016229 is the IFSC code of State Bank of India, TARIHAL INDUSTRIAL ESTATE, HUBLI branch, in HUBLI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.