IFSC Code of State Bank of India, Chandanpur Dist Hoogly Branch, West Bengal

Use this page as a one-stop reference for everything related to State Bank of India's CHANDANPUR DIST HOOGLY branch in HOOGLY, WEST BENGAL. The branch's IFSC code SBIN0014089 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0014089 is the IFSC of State Bank of India's CHANDANPUR DIST HOOGLY branch. The format is fixed: SBIN = bank code, 0 = reserved, 014089 = branch identifier.

Branch details at a glance

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chandanpur Dist Hoogly branch in Hoogly, West Bengal is part of this network and uses the IFSC code SBIN0014089 for all electronic settlement.

Chandanpur Dist Hoogly branch overview

Located at VILLAGE AND POST CHANDANPUR,PS HARIPAL,DISTT.HOOGHLY,WEST BENGAL 712223, the Chandanpur Dist Hoogly branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0014089 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CHANDANPUR DIST HOOGLY branch came to be assigned the code SBIN0014089.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0014089, money simply cannot be routed to the CHANDANPUR DIST HOOGLY branch electronically.

How to transfer money using IFSC SBIN0014089

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014089 across all three.

NEFT to State Bank of India, CHANDANPUR DIST HOOGLY using IFSC SBIN0014089

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0014089, and confirm that the system picks up State Bank of India – CHANDANPUR DIST HOOGLY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHANDANPUR DIST HOOGLY

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CHANDANPUR DIST HOOGLY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0014089 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – CHANDANPUR DIST HOOGLY, use IMPS. With IFSC SBIN0014089 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0014089 for State Bank of India – CHANDANPUR DIST HOOGLY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chandanpur Dist Hoogly branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0014089

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CHANDANPUR DIST HOOGLY is still mapped to IFSC SBIN0014089. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0014089 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chandanpur Dist Hoogly branch is mapped to IFSC SBIN0014089 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0014089.

Banking services available

The Chandanpur Dist Hoogly branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8584896809.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0014089

MICR & cheque-truncation details

Cheques drawn on the Chandanpur Dist Hoogly branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0014089 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Chandanpur Dist Hoogly branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0014089 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CHANDANPUR DIST HOOGLY:

• The IFSC is exactly SBIN0014089 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and CHANDANPUR DIST HOOGLY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chandanpur Dist Hoogly branch sits at VILLAGE AND POST CHANDANPUR,PS HARIPAL,DISTT.HOOGHLY,WEST BENGAL 712223. If you are travelling from outside Hoogly, search for the branch on a maps application using the bank name and locality, or call 8584896809 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0014089 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0014089 for State Bank of India – CHANDANPUR DIST HOOGLY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chandanpur Dist Hoogly are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0014089 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0014089 is the IFSC code of State Bank of India, CHANDANPUR DIST HOOGLY branch, in HOOGLY, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.