Use this page as a one-stop reference for everything related to State Bank of India's HOLAGARH branch in HOLAGARH, UTTAR PRADESH. The branch's IFSC code SBIN0014902 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0014902 is the IFSC of State Bank of India's HOLAGARH branch. The format is fixed: SBIN = bank code, 0 = reserved, 014902 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Holagarh |
| IFSC Code | SBIN0014902 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE SORAON,DIST ALLAHABAD 212503 |
| City | Holagarh |
| District | Allahabad |
| State | Uttar Pradesh |
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Holagarh branch — IFSC SBIN0014902 — extends the bank's services to customers in and around Holagarh, Uttar Pradesh.
About this branch
The branch is located at THE SORAON,DIST ALLAHABAD 212503. It serves the Holagarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0014902 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's HOLAGARH branch came to be assigned the code SBIN0014902.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0014902, money simply cannot be routed to the HOLAGARH branch electronically.
How to transfer money using IFSC SBIN0014902
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014902 across all three.
How to use IFSC SBIN0014902 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's HOLAGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0014902.
- Confirm the bank name auto-populates as State Bank of India and the branch as HOLAGARH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HOLAGARH
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's HOLAGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0014902 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India HOLAGARH (IFSC SBIN0014902)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0014902 in your mobile or internet banking app, and the money is credited to the HOLAGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0014902 for State Bank of India – HOLAGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0014902 | Yes – SBIN0014902 | Yes – SBIN0014902 |
For most retail customers crediting the Holagarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0014902
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – HOLAGARH is still mapped to IFSC SBIN0014902. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0014902 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Holagarh branch is mapped to IFSC SBIN0014902 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0014902.
Banking services available
The Holagarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0014902
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0014902 and the account number together uniquely identify the Holagarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Holagarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0014902 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SBIN0014902
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – HOLAGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0014902. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Holagarh branch
The branch is located at THE SORAON,DIST ALLAHABAD 212503, which puts it inside Holagarh, the broader Allahabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Holagarh branch” — the verified location pin for IFSC SBIN0014902 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0014902 and your account number.
Verifying IFSC SBIN0014902 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0014902 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Holagarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0014902 continue to work without interruption.
Branch address & contact
State Bank of IndiaHolagarh Branch
THE SORAON,DIST ALLAHABAD 212503
Holagarh, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0014902
Frequently asked questions
What is the phone number of State Bank of India Holagarh branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC SBIN0014902 valid for NEFT and RTGS?
Yes. IFSC SBIN0014902 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using SBIN0014902 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Holagarh reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Holagarh branch but serve different purposes.
Can I use IFSC SBIN0014902 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0014902 to send funds instantly.
Does State Bank of India Holagarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add State Bank of India Holagarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0014902, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0014902 the same for all accounts at Holagarh branch?
Yes. The IFSC SBIN0014902 is shared by every account held at State Bank of India's Holagarh branch. Only the account number changes from customer to customer.
Summary
The IFSC code SBIN0014902 belongs to State Bank of India's HOLAGARH branch, located at THE SORAON,DIST ALLAHABAD 212503 in HOLAGARH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
