This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, HIRISAVE branch in HIRESAVE. The 11-digit IFSC SBIN0040186 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the HIRISAVE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0040186 is the IFSC of State Bank of India's HIRISAVE branch. The format is fixed: SBIN = bank code, 0 = reserved, 040186 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Hirisave |
| IFSC Code | SBIN0040186 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HIRISAVE,HASSAN,KARNATAKA, 573 124 |
| City | Hiresave |
| District | Hassan |
| State | Karnataka |
| STD Code | 8176 |
| Phone | 226033 |
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Hirisave branch — IFSC SBIN0040186 — extends the bank's services to customers in and around Hiresave, Karnataka.
About this branch
The branch is located at HIRISAVE,HASSAN,KARNATAKA, 573 124. It serves the Hiresave region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0040186 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's HIRISAVE branch came to be assigned the code SBIN0040186.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0040186, money simply cannot be routed to the HIRISAVE branch electronically.
How to transfer money using IFSC SBIN0040186
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0040186 across all three.
How to use IFSC SBIN0040186 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's HIRISAVE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0040186.
- Confirm the bank name auto-populates as State Bank of India and the branch as HIRISAVE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HIRISAVE
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's HIRISAVE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0040186 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India HIRISAVE (IFSC SBIN0040186)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0040186 in your mobile or internet banking app, and the money is credited to the HIRISAVE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0040186 for State Bank of India – HIRISAVE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0040186 | Yes – SBIN0040186 | Yes – SBIN0040186 |
For most retail customers crediting the Hirisave branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's HIRISAVE branch, the IFSC SBIN0040186 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Hirisave branch
Once you have an account at State Bank of India – HIRISAVE, the IFSC SBIN0040186 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Hirisave branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0040186
MICR & cheque-truncation details
Cheques drawn on the Hirisave branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0040186 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Hirisave branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0040186 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – HIRISAVE:
- The IFSC is exactly SBIN0040186 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and HIRISAVE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Hirisave branch
The branch is located at HIRISAVE,HASSAN,KARNATAKA, 573 124, which puts it inside Hiresave, the broader Hassan district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Hirisave branch” — the verified location pin for IFSC SBIN0040186 should appear at the top of the results.
- Confirm the branch is open by calling 8176-226033 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0040186 and your account number.
Verifying IFSC SBIN0040186 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0040186 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8176-226033.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hirisave branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0040186, however, work 24x7.
Branch address & contact
State Bank of IndiaHirisave Branch
HIRISAVE,HASSAN,KARNATAKA, 573 124
Hiresave, Karnataka
Phone: 8176-226033
IFSC: SBIN0040186
Frequently asked questions
What is the phone number of State Bank of India Hirisave branch?
You can reach the branch at 8176-226033 during regular banking hours.
Can I use IFSC SBIN0040186 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0040186 to send funds instantly.
What is the IFSC code of State Bank of India Hirisave branch?
The IFSC code of State Bank of India, Hirisave branch is SBIN0040186. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does State Bank of India Hirisave branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8176-226033 to confirm.
Is IFSC SBIN0040186 valid for NEFT and RTGS?
Yes. IFSC SBIN0040186 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is State Bank of India Hirisave branch located?
State Bank of India's Hirisave branch is located at HIRISAVE,HASSAN,KARNATAKA, 573 124, Hiresave, Karnataka.
How quickly will an NEFT transfer using SBIN0040186 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Hirisave reflect within 30 minutes.
Is IFSC SBIN0040186 the same for all accounts at Hirisave branch?
Yes. The IFSC SBIN0040186 is shared by every account held at State Bank of India's Hirisave branch. Only the account number changes from customer to customer.
Final notes
To recap: SBIN0040186 is the IFSC code of State Bank of India, HIRISAVE branch, in HIRESAVE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
