Use this page as a one-stop reference for everything related to State Bank of India's HARTHLA branch in HARTHLA, UTTARPRADESH. The branch's IFSC code SBIN0014801 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – HARTHLA is SBIN0014801. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 014801 map to this branch in HARTHLA, UTTARPRADESH.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Harthla |
| IFSC Code | SBIN0014801 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HARTHLA,MORADABAD DHAMPUR HIGHWAY,MAIN MARKET,HARTHLA,DISTRICT,DIST MORADABAD 244001 |
| City | Harthla |
| District | Tirunelveli |
| State | Uttarpradesh |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Harthla branch in Harthla. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0014801.
About the Harthla branch
The Harthla branch of State Bank of India is situated at HARTHLA,MORADABAD DHAMPUR HIGHWAY,MAIN MARKET,HARTHLA,DISTRICT,DIST MORADABAD 244001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0014801 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's HARTHLA branch came to be assigned the code SBIN0014801.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0014801, money simply cannot be routed to the HARTHLA branch electronically.
How to transfer money using IFSC SBIN0014801
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014801 across all three.
NEFT to State Bank of India, HARTHLA using IFSC SBIN0014801
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0014801, and confirm that the system picks up State Bank of India – HARTHLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HARTHLA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's HARTHLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0014801 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India HARTHLA (IFSC SBIN0014801)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0014801 in your mobile or internet banking app, and the money is credited to the HARTHLA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0014801 for State Bank of India – HARTHLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0014801 | Yes – SBIN0014801 | Yes – SBIN0014801 |
For most retail customers crediting the Harthla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's HARTHLA branch, the IFSC SBIN0014801 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Harthla branch
Once you have an account at State Bank of India – HARTHLA, the IFSC SBIN0014801 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Harthla branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0014801
MICR & cheque-truncation details
Cheques drawn on the Harthla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0014801 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SBIN0014801
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the HARTHLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0014801 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – HARTHLA:
- The IFSC is exactly SBIN0014801 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and HARTHLA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Harthla branch
The branch is located at HARTHLA,MORADABAD DHAMPUR HIGHWAY,MAIN MARKET,HARTHLA,DISTRICT,DIST MORADABAD 244001, which puts it inside Harthla, the broader Tirunelveli district, and the state of Uttarpradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Harthla branch” — the verified location pin for IFSC SBIN0014801 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0014801 and your account number.
Verifying IFSC SBIN0014801 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0014801 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Harthla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0014801 continue to work without interruption.
Branch address & contact
State Bank of IndiaHarthla Branch
HARTHLA,MORADABAD DHAMPUR HIGHWAY,MAIN MARKET,HARTHLA,DISTRICT,DIST MORADABAD 244001
Harthla, Uttarpradesh
Phone: the branch contact number
IFSC: SBIN0014801
Frequently asked questions
Is IFSC SBIN0014801 valid for NEFT and RTGS?
Yes. IFSC SBIN0014801 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does State Bank of India Harthla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of State Bank of India Harthla branch?
The IFSC code of State Bank of India, Harthla branch is SBIN0014801. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is State Bank of India Harthla branch located?
State Bank of India's Harthla branch is located at HARTHLA,MORADABAD DHAMPUR HIGHWAY,MAIN MARKET,HARTHLA,DISTRICT,DIST MORADABAD 244001, Harthla, Uttarpradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Harthla branch but serve different purposes.
How quickly will an NEFT transfer using SBIN0014801 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Harthla reflect within 30 minutes.
Summary
The IFSC code SBIN0014801 belongs to State Bank of India's HARTHLA branch, located at HARTHLA,MORADABAD DHAMPUR HIGHWAY,MAIN MARKET,HARTHLA,DISTRICT,DIST MORADABAD… in HARTHLA, UTTARPRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
