Use this page as a one-stop reference for everything related to State Bank of India's PHERUPUR branch in HARIDWAR, UTTARAKHAND. The branch's IFSC code SBIN0006991 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – PHERUPUR is SBIN0006991. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006991 map to this branch in HARIDWAR, UTTARAKHAND.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pherupur branch in Haridwar, Uttarakhand is part of this network and uses the IFSC code SBIN0006991 for all electronic settlement.
About this branch
The branch is located at PHERUPURDISTTHARDWAR. It serves the Haridwar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0006991 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Pherupur |
| IFSC Code | SBIN0006991 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PHERUPURDISTTHARDWAR |
| City | Haridwar |
| District | Haridwar |
| State | Uttarakhand |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's PHERUPUR branch came to be assigned the code SBIN0006991.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0006991, money simply cannot be routed to the PHERUPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0006991 and the account number together uniquely identify the Pherupur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0006991
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0006991 across all three.
NEFT to State Bank of India, PHERUPUR using IFSC SBIN0006991
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0006991, and confirm that the system picks up State Bank of India – PHERUPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PHERUPUR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's PHERUPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0006991 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India PHERUPUR (IFSC SBIN0006991)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0006991 in your mobile or internet banking app, and the money is credited to the PHERUPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pherupur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0006991:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PHERUPUR is still linked to IFSC SBIN0006991.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0006991
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – PHERUPUR is still mapped to IFSC SBIN0006991. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0006991 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pherupur branch is mapped to IFSC SBIN0006991 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0006991.
Products and services
Customers walking into the Pherupur branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0006991
Online banking and IFSC SBIN0006991
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the PHERUPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0006991 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Pherupur branch
The branch is located at PHERUPURDISTTHARDWAR, which puts it inside Haridwar, the broader Haridwar district, and the state of Uttarakhand. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Pherupur branch” — the verified location pin for IFSC SBIN0006991 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0006991 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – PHERUPUR:
- The IFSC is exactly SBIN0006991 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and PHERUPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Pherupur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0006991 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0006991 for State Bank of India – PHERUPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
State Bank of IndiaPherupur Branch
PHERUPURDISTTHARDWAR
Haridwar, Uttarakhand
Phone: the branch contact number
IFSC: SBIN0006991
Frequently asked questions
Can I use IFSC SBIN0006991 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0006991 to send funds instantly.
Where is State Bank of India Pherupur branch located?
State Bank of India's Pherupur branch is located at PHERUPURDISTTHARDWAR, Haridwar, Uttarakhand.
What is the phone number of State Bank of India Pherupur branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC SBIN0006991 the same for all accounts at Pherupur branch?
Yes. The IFSC SBIN0006991 is shared by every account held at State Bank of India's Pherupur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0006991 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Pherupur reflect within 30 minutes.
How do I add State Bank of India Pherupur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0006991, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of State Bank of India Pherupur branch?
The IFSC code of State Bank of India, Pherupur branch is SBIN0006991. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pherupur branch but serve different purposes.
Final notes
To recap: SBIN0006991 is the IFSC code of State Bank of India, PHERUPUR branch, in HARIDWAR, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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