Use this page as a one-stop reference for everything related to State Bank of India's HANUR branch in HANUR, KARNATAKA. The branch's IFSC code SBIN0040746 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0040746 is the IFSC of State Bank of India's HANUR branch. The format is fixed: SBIN = bank code, 0 = reserved, 040746 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Hanur |
| IFSC Code | SBIN0040746 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.390 JAYALAXMI COMPLEX HANUR 571439 |
| City | Hanur |
| District | Chamarajanagar |
| State | Karnataka |
| STD Code | 8224 |
| Phone | 268999 |
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Hanur branch — IFSC SBIN0040746 — extends the bank's services to customers in and around Hanur, Karnataka.
About this branch
The branch is located at NO.390 JAYALAXMI COMPLEX HANUR 571439. It serves the Hanur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0040746 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's HANUR branch came to be assigned the code SBIN0040746.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0040746, money simply cannot be routed to the HANUR branch electronically.
How to transfer money using IFSC SBIN0040746
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0040746 across all three.
How to use IFSC SBIN0040746 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's HANUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0040746.
- Confirm the bank name auto-populates as State Bank of India and the branch as HANUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HANUR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's HANUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0040746 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – HANUR, use IMPS. With IFSC SBIN0040746 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0040746 for State Bank of India – HANUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0040746 | Yes – SBIN0040746 | Yes – SBIN0040746 |
For most retail customers crediting the Hanur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0040746
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – HANUR is still mapped to IFSC SBIN0040746. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0040746 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hanur branch is mapped to IFSC SBIN0040746 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0040746.
Products and services
Customers walking into the Hanur branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0040746
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0040746 and the account number together uniquely identify the Hanur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Hanur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0040746 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SBIN0040746
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – HANUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0040746. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Hanur branch
The branch is located at NO.390 JAYALAXMI COMPLEX HANUR 571439, which puts it inside Hanur, the broader Chamarajanagar district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Hanur branch” — the verified location pin for IFSC SBIN0040746 should appear at the top of the results.
- Confirm the branch is open by calling 8224-268999 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0040746 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0040746 for State Bank of India – HANUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Hanur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0040746 continue to work without interruption.
Branch address & contact
State Bank of IndiaHanur Branch
NO.390 JAYALAXMI COMPLEX HANUR 571439
Hanur, Karnataka
Phone: 8224-268999
IFSC: SBIN0040746
Frequently asked questions
Where is State Bank of India Hanur branch located?
State Bank of India's Hanur branch is located at NO.390 JAYALAXMI COMPLEX HANUR 571439, Hanur, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hanur branch but serve different purposes.
Is IFSC SBIN0040746 the same for all accounts at Hanur branch?
Yes. The IFSC SBIN0040746 is shared by every account held at State Bank of India's Hanur branch. Only the account number changes from customer to customer.
How do I add State Bank of India Hanur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0040746, and complete OTP verification. Once activated, you can transfer funds at any time.
Does State Bank of India Hanur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8224-268999 to confirm.
Is IFSC SBIN0040746 valid for NEFT and RTGS?
Yes. IFSC SBIN0040746 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SBIN0040746 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0040746 to send funds instantly.
What is the phone number of State Bank of India Hanur branch?
You can reach the branch at 8224-268999 during regular banking hours.
Final notes
To recap: SBIN0040746 is the IFSC code of State Bank of India, HANUR branch, in HANUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
