If you are searching for the IFSC code of State Bank of India, HALWATING branch in HALWATING, ASSAM, this page has every detail you need. The verified IFSC code for this branch is SBIN0064814. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HALWATING branch, and detailed step-by-step guides for using the IFSC SBIN0064814 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0064814 is the IFSC of State Bank of India's HALWATING branch. The format is fixed: SBIN = bank code, 0 = reserved, 064814 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Halwating |
| IFSC Code | SBIN0064814 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HALWATING,PO MADHAB NAGAR,DIST -SIBSAGAR,PIN - 785692 |
| City | Halwating |
| District | Halwating |
| State | Assam |
| STD Code | 3772 |
| Phone | 6026748598 |
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Halwating branch — IFSC SBIN0064814 — extends the bank's services to customers in and around Halwating, Assam.
About this branch
The branch is located at HALWATING,PO MADHAB NAGAR,DIST -SIBSAGAR,PIN - 785692. It serves the Halwating region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0064814 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HALWATING of State Bank of India — its own 11-character IFSC. The code SBIN0064814 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0064814 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0064814
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064814 across all three.
NEFT to State Bank of India, HALWATING using IFSC SBIN0064814
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0064814, and confirm that the system picks up State Bank of India – HALWATING. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0064814
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – HALWATING, ensure your bank's portal accepts IFSC SBIN0064814 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India HALWATING (IFSC SBIN0064814)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064814 in your mobile or internet banking app, and the money is credited to the HALWATING branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0064814 for State Bank of India – HALWATING, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0064814 | Yes – SBIN0064814 | Yes – SBIN0064814 |
For most retail customers crediting the Halwating branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0064814
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – HALWATING is still mapped to IFSC SBIN0064814. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0064814 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Halwating branch is mapped to IFSC SBIN0064814 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0064814.
Products and services
Customers walking into the Halwating branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0064814
MICR & cheque-truncation details
Cheques drawn on the Halwating branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0064814 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Halwating branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0064814 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SBIN0064814
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – HALWATING, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0064814. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Halwating branch sits at HALWATING,PO MADHAB NAGAR,DIST -SIBSAGAR,PIN - 785692. If you are travelling from outside Halwating, search for the branch on a maps application using the bank name and locality, or call 3772-6026748598 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0064814 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0064814 for State Bank of India – HALWATING, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Halwating branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0064814, however, work 24x7.
Branch address & contact
State Bank of IndiaHalwating Branch
HALWATING,PO MADHAB NAGAR,DIST -SIBSAGAR,PIN - 785692
Halwating, Assam
Phone: 3772-6026748598
IFSC: SBIN0064814
Frequently asked questions
How do I add State Bank of India Halwating as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0064814, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is State Bank of India Halwating branch located?
State Bank of India's Halwating branch is located at HALWATING,PO MADHAB NAGAR,DIST -SIBSAGAR,PIN - 785692, Halwating, Assam.
Does State Bank of India Halwating branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3772-6026748598 to confirm.
What is the phone number of State Bank of India Halwating branch?
You can reach the branch at 3772-6026748598 during regular banking hours.
Is IFSC SBIN0064814 the same for all accounts at Halwating branch?
Yes. The IFSC SBIN0064814 is shared by every account held at State Bank of India's Halwating branch. Only the account number changes from customer to customer.
Can I use IFSC SBIN0064814 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0064814 to send funds instantly.
What is the IFSC code of State Bank of India Halwating branch?
The IFSC code of State Bank of India, Halwating branch is SBIN0064814. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using SBIN0064814 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Halwating reflect within 30 minutes.
Final notes
To recap: SBIN0064814 is the IFSC code of State Bank of India, HALWATING branch, in HALWATING, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
