If you are searching for the IFSC code of State Bank of India, CPPC, GUWAHATI branch in GUWAHATI, ASSAM, this page has every detail you need. The verified IFSC code for this branch is SBIN0004471. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CPPC, GUWAHATI branch, and detailed step-by-step guides for using the IFSC SBIN0004471 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's CPPC, GUWAHATI branch, the IFSC SBIN0004471 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 004471 identifies this particular branch.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Cppc, Guwahati branch in Guwahati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0004471.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cppc, Guwahati |
| IFSC Code | SBIN0004471 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SETHI TRUST BUILDINGG.S. ROAD BHANGAGARHGUWAHATI |
| City | Guwahati |
| District | Kamrup |
| State | Assam |
About the Cppc, Guwahati branch
The Cppc, Guwahati branch of State Bank of India is situated at SETHI TRUST BUILDINGG.S. ROAD BHANGAGARHGUWAHATI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0004471 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CPPC, GUWAHATI branch came to be assigned the code SBIN0004471.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0004471, money simply cannot be routed to the CPPC, GUWAHATI branch electronically.
Products and account variants supported
Every account opened at the Cppc, Guwahati branch is mapped to IFSC SBIN0004471 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0004471.
Products and services
Customers walking into the Cppc, Guwahati branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0004471
How to transfer money using IFSC SBIN0004471
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0004471 across all three.
How to use IFSC SBIN0004471 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's CPPC, GUWAHATI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0004471.
- Confirm the bank name auto-populates as State Bank of India and the branch as CPPC, GUWAHATI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CPPC, GUWAHATI
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CPPC, GUWAHATI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0004471 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India CPPC, GUWAHATI (IFSC SBIN0004471)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0004471 in your mobile or internet banking app, and the money is credited to the CPPC, GUWAHATI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0004471 for State Bank of India – CPPC, GUWAHATI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0004471 | Yes – SBIN0004471 | Yes – SBIN0004471 |
For most retail customers crediting the Cppc, Guwahati branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0004471
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CPPC, GUWAHATI is still mapped to IFSC SBIN0004471. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0004471 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Cppc, Guwahati branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0004471 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0004471 and the account number together uniquely identify the Cppc, Guwahati branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CPPC, GUWAHATI:
- The IFSC is exactly SBIN0004471 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CPPC, GUWAHATI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Cppc, Guwahati branch sits at SETHI TRUST BUILDINGG.S. ROAD BHANGAGARHGUWAHATI. If you are travelling from outside Guwahati, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0004471 and your account number.
Verifying IFSC SBIN0004471 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0004471 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Cppc, Guwahati are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0004471 continue to work without interruption.
Branch address & contact
State Bank of IndiaCppc, Guwahati Branch
SETHI TRUST BUILDINGG.S. ROAD BHANGAGARHGUWAHATI
Guwahati, Assam
Phone: the branch contact number
IFSC: SBIN0004471
Frequently asked questions
Does State Bank of India Cppc, Guwahati branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC SBIN0004471 valid for NEFT and RTGS?
Yes. IFSC SBIN0004471 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Cppc, Guwahati branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the IFSC code of State Bank of India Cppc, Guwahati branch?
The IFSC code of State Bank of India, Cppc, Guwahati branch is SBIN0004471. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add State Bank of India Cppc, Guwahati as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0004471, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0004471 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0004471 to send funds instantly.
Where is State Bank of India Cppc, Guwahati branch located?
State Bank of India's Cppc, Guwahati branch is located at SETHI TRUST BUILDINGG.S. ROAD BHANGAGARHGUWAHATI, Guwahati, Assam.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cppc, Guwahati branch but serve different purposes.
Final notes
To recap: SBIN0004471 is the IFSC code of State Bank of India, CPPC, GUWAHATI branch, in GUWAHATI, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
