Below are the complete branch details for State Bank of India, SECTOR GURUGRAM branch, located in GURUGRAM, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0065297. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0065297 for State Bank of India – SECTOR GURUGRAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0065297 is the IFSC of State Bank of India's SECTOR GURUGRAM branch. The format is fixed: SBIN = bank code, 0 = reserved, 065297 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Sector Gurugram branch in Gurugram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0065297.
About this branch
The branch is located at SCO 17,HUDA MARKET,SECTOR 52,GURUGRAM,HR-122001. It serves the Gurugram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0065297 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Sector Gurugram |
| IFSC Code | SBIN0065297 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO 17,HUDA MARKET,SECTOR 52,GURUGRAM,HR-122001 |
| City | Gurugram |
| District | Gurugram |
| State | Delhi |
| STD Code | 124 |
| Phone | 7428294820 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SECTOR GURUGRAM branch came to be assigned the code SBIN0065297.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0065297, money simply cannot be routed to the SECTOR GURUGRAM branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0065297 and the account number together uniquely identify the Sector Gurugram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0065297
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0065297 across all three.
NEFT to State Bank of India, SECTOR GURUGRAM using IFSC SBIN0065297
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0065297, and confirm that the system picks up State Bank of India – SECTOR GURUGRAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SECTOR GURUGRAM
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SECTOR GURUGRAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0065297 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India SECTOR GURUGRAM (IFSC SBIN0065297)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0065297 in your mobile or internet banking app, and the money is credited to the SECTOR GURUGRAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0065297 for State Bank of India – SECTOR GURUGRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0065297 | Yes – SBIN0065297 | Yes – SBIN0065297 |
For most retail customers crediting the Sector Gurugram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SECTOR GURUGRAM branch, the IFSC SBIN0065297 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sector Gurugram branch is mapped to IFSC SBIN0065297 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0065297.
Banking services available
The Sector Gurugram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 124-7428294820.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0065297
Online banking and IFSC SBIN0065297
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SECTOR GURUGRAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0065297 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Sector Gurugram branch sits at SCO 17,HUDA MARKET,SECTOR 52,GURUGRAM,HR-122001. If you are travelling from outside Gurugram, search for the branch on a maps application using the bank name and locality, or call 124-7428294820 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0065297 and your account number.
Common mistakes to avoid when using IFSC SBIN0065297
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – SECTOR GURUGRAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0065297. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Sector Gurugram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0065297 continue to work without interruption.
Verifying IFSC SBIN0065297 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0065297 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 124-7428294820.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaSector Gurugram Branch
SCO 17,HUDA MARKET,SECTOR 52,GURUGRAM,HR-122001
Gurugram, Delhi
Phone: 124-7428294820
IFSC: SBIN0065297
Frequently asked questions
Where is State Bank of India Sector Gurugram branch located?
State Bank of India's Sector Gurugram branch is located at SCO 17,HUDA MARKET,SECTOR 52,GURUGRAM,HR-122001, Gurugram, Delhi.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Gurugram branch but serve different purposes.
Does State Bank of India Sector Gurugram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 124-7428294820 to confirm.
Is IFSC SBIN0065297 valid for NEFT and RTGS?
Yes. IFSC SBIN0065297 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC SBIN0065297 the same for all accounts at Sector Gurugram branch?
Yes. The IFSC SBIN0065297 is shared by every account held at State Bank of India's Sector Gurugram branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0065297 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Sector Gurugram reflect within 30 minutes.
Can I use IFSC SBIN0065297 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0065297 to send funds instantly.
Summary
The IFSC code SBIN0065297 belongs to State Bank of India's SECTOR GURUGRAM branch, located at SCO 17,HUDA MARKET,SECTOR 52,GURUGRAM,HR-122001 in GURUGRAM, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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