If you are searching for the IFSC code of State Bank of India, RASMECCC GUNTUR branch in GUNTUR, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0021596. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RASMECCC GUNTUR branch, and detailed step-by-step guides for using the IFSC SBIN0021596 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0021596 is the IFSC of State Bank of India's RASMECCC GUNTUR branch. The format is fixed: SBIN = bank code, 0 = reserved, 021596 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Rasmeccc Guntur branch in Guntur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0021596.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Rasmeccc Guntur |
| IFSC Code | SBIN0021596 |
| MICR Code | Refer to cheque leaf |
| Branch Address | O58792IIFLOORLAXMIPURAMMAINRDGUTURISTGUTUR |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| STD Code | 863 |
| Phone | 2323078 |
About this branch
The branch is located at O58792IIFLOORLAXMIPURAMMAINRDGUTURISTGUTUR. It serves the Guntur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0021596 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RASMECCC GUNTUR of State Bank of India — its own 11-character IFSC. The code SBIN0021596 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0021596 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Rasmeccc Guntur branch
Once you have an account at State Bank of India – RASMECCC GUNTUR, the IFSC SBIN0021596 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Rasmeccc Guntur branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0021596
How to transfer money using IFSC SBIN0021596
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0021596 across all three.
How to use IFSC SBIN0021596 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's RASMECCC GUNTUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0021596.
- Confirm the bank name auto-populates as State Bank of India and the branch as RASMECCC GUNTUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RASMECCC GUNTUR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's RASMECCC GUNTUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0021596 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India RASMECCC GUNTUR (IFSC SBIN0021596)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0021596 in your mobile or internet banking app, and the money is credited to the RASMECCC GUNTUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0021596 for State Bank of India – RASMECCC GUNTUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0021596 | Yes – SBIN0021596 | Yes – SBIN0021596 |
For most retail customers crediting the Rasmeccc Guntur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0021596
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – RASMECCC GUNTUR is still mapped to IFSC SBIN0021596. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0021596 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0021596
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the RASMECCC GUNTUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0021596 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Rasmeccc Guntur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0021596 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC SBIN0021596
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – RASMECCC GUNTUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0021596. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rasmeccc Guntur branch sits at O58792IIFLOORLAXMIPURAMMAINRDGUTURISTGUTUR. If you are travelling from outside Guntur, search for the branch on a maps application using the bank name and locality, or call 863-2323078 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0021596 and your account number.
Verifying IFSC SBIN0021596 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0021596 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 863-2323078.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rasmeccc Guntur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0021596, however, work 24x7.
Branch address & contact
State Bank of IndiaRasmeccc Guntur Branch
O58792IIFLOORLAXMIPURAMMAINRDGUTURISTGUTUR
Guntur, Andhra Pradesh
Phone: 863-2323078
IFSC: SBIN0021596
Frequently asked questions
Can I use IFSC SBIN0021596 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0021596 to send funds instantly.
Does State Bank of India Rasmeccc Guntur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 863-2323078 to confirm.
Is IFSC SBIN0021596 valid for NEFT and RTGS?
Yes. IFSC SBIN0021596 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add State Bank of India Rasmeccc Guntur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0021596, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rasmeccc Guntur branch but serve different purposes.
How quickly will an NEFT transfer using SBIN0021596 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Rasmeccc Guntur reflect within 30 minutes.
Is IFSC SBIN0021596 the same for all accounts at Rasmeccc Guntur branch?
Yes. The IFSC SBIN0021596 is shared by every account held at State Bank of India's Rasmeccc Guntur branch. Only the account number changes from customer to customer.
What is the phone number of State Bank of India Rasmeccc Guntur branch?
You can reach the branch at 863-2323078 during regular banking hours.
Final notes
To recap: SBIN0021596 is the IFSC code of State Bank of India, RASMECCC GUNTUR branch, in GUNTUR, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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