Use this page as a one-stop reference for everything related to State Bank of India's SBTEMPLEROAD branch in GULBERGA, KARNATAKA. The branch's IFSC code SBIN0021116 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – SBTEMPLEROAD is SBIN0021116. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 021116 map to this branch in GULBERGA, KARNATAKA.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Sbtempleroad |
| IFSC Code | SBIN0021116 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ERLLGERICROSSBRHMPURKLBURGIGULBRG |
| City | Gulberga |
| District | Gulberga |
| State | Karnataka |
| STD Code | 40 |
| Phone | 27728012 |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sbtempleroad branch in Gulberga, Karnataka is part of this network and uses the IFSC code SBIN0021116 for all electronic settlement.
About the Sbtempleroad branch
The Sbtempleroad branch of State Bank of India is situated at ERLLGERICROSSBRHMPURKLBURGIGULBRG. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0021116 is used.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SBTEMPLEROAD of State Bank of India — its own 11-character IFSC. The code SBIN0021116 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0021116 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0021116
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0021116 across all three.
How to use IFSC SBIN0021116 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SBTEMPLEROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0021116.
- Confirm the bank name auto-populates as State Bank of India and the branch as SBTEMPLEROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SBTEMPLEROAD
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SBTEMPLEROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0021116 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India SBTEMPLEROAD (IFSC SBIN0021116)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0021116 in your mobile or internet banking app, and the money is credited to the SBTEMPLEROAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sbtempleroad
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0021116:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SBTEMPLEROAD is still linked to IFSC SBIN0021116.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SBTEMPLEROAD branch, the IFSC SBIN0021116 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sbtempleroad branch is mapped to IFSC SBIN0021116 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0021116.
Products and services
Customers walking into the Sbtempleroad branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0021116
MICR & cheque-truncation details
Cheques drawn on the Sbtempleroad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0021116 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SBIN0021116
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SBTEMPLEROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0021116 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SBTEMPLEROAD:
- The IFSC is exactly SBIN0021116 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and SBTEMPLEROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sbtempleroad branch
The branch is located at ERLLGERICROSSBRHMPURKLBURGIGULBRG, which puts it inside Gulberga, the broader Gulberga district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Sbtempleroad branch” — the verified location pin for IFSC SBIN0021116 should appear at the top of the results.
- Confirm the branch is open by calling 40-27728012 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0021116 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0021116 for State Bank of India – SBTEMPLEROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sbtempleroad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0021116, however, work 24x7.
Branch address & contact
State Bank of IndiaSbtempleroad Branch
ERLLGERICROSSBRHMPURKLBURGIGULBRG
Gulberga, Karnataka
Phone: 40-27728012
IFSC: SBIN0021116
Frequently asked questions
Where is State Bank of India Sbtempleroad branch located?
State Bank of India's Sbtempleroad branch is located at ERLLGERICROSSBRHMPURKLBURGIGULBRG, Gulberga, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sbtempleroad branch but serve different purposes.
Is IFSC SBIN0021116 the same for all accounts at Sbtempleroad branch?
Yes. The IFSC SBIN0021116 is shared by every account held at State Bank of India's Sbtempleroad branch. Only the account number changes from customer to customer.
Does State Bank of India Sbtempleroad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 40-27728012 to confirm.
What is the phone number of State Bank of India Sbtempleroad branch?
You can reach the branch at 40-27728012 during regular banking hours.
Is IFSC SBIN0021116 valid for NEFT and RTGS?
Yes. IFSC SBIN0021116 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using SBIN0021116 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Sbtempleroad reflect within 30 minutes.
What is the IFSC code of State Bank of India Sbtempleroad branch?
The IFSC code of State Bank of India, Sbtempleroad branch is SBIN0021116. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: SBIN0021116 is the IFSC code of State Bank of India, SBTEMPLEROAD branch, in GULBERGA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
