IFSC Code of State Bank of India, Shfb Gulbarga Banglore Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, SHFB GULBARGA BANGLORE branch in GULBARGA. The 11-digit IFSC SBIN0004410 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the SHFB GULBARGA BANGLORE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – SHFB GULBARGA BANGLORE is SBIN0004410. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004410 map to this branch in GULBARGA, KARNATAKA.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Shfb Gulbarga Banglore branch — IFSC SBIN0004410 — extends the bank's services to customers in and around Gulbarga, Karnataka.

Branch details at a glance

Shfb Gulbarga Banglore branch overview

Located at OPP. GOVERNMENT PRESSNOOR COMPLEX ,MSK MILL ROAD , GULBARGA ,PIN - 585102, the Shfb Gulbarga Banglore branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0004410 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SHFB GULBARGA BANGLORE branch came to be assigned the code SBIN0004410.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0004410, money simply cannot be routed to the SHFB GULBARGA BANGLORE branch electronically.

Products and account variants supported

Every account opened at the Shfb Gulbarga Banglore branch is mapped to IFSC SBIN0004410 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0004410.

Products and services

Customers walking into the Shfb Gulbarga Banglore branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0004410

How to transfer money using IFSC SBIN0004410

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0004410 across all three.

How to use IFSC SBIN0004410 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SHFB GULBARGA BANGLORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0004410.
4. Confirm the bank name auto-populates as State Bank of India and the branch as SHFB GULBARGA BANGLORE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHFB GULBARGA BANGLORE

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SHFB GULBARGA BANGLORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0004410 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India SHFB GULBARGA BANGLORE (IFSC SBIN0004410)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0004410 in your mobile or internet banking app, and the money is credited to the SHFB GULBARGA BANGLORE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0004410 for State Bank of India – SHFB GULBARGA BANGLORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shfb Gulbarga Banglore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0004410

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SHFB GULBARGA BANGLORE is still mapped to IFSC SBIN0004410. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0004410 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shfb Gulbarga Banglore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0004410 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0004410 and the account number together uniquely identify the Shfb Gulbarga Banglore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SHFB GULBARGA BANGLORE:

• The IFSC is exactly SBIN0004410 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SHFB GULBARGA BANGLORE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shfb Gulbarga Banglore branch sits at OPP. GOVERNMENT PRESSNOOR COMPLEX ,MSK MILL ROAD , GULBARGA ,PIN - 585102. If you are travelling from outside Gulbarga, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0004410 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0004410 for State Bank of India – SHFB GULBARGA BANGLORE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shfb Gulbarga Banglore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0004410, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0004410 belongs to State Bank of India's SHFB GULBARGA BANGLORE branch, located at OPP. GOVERNMENT PRESSNOOR COMPLEX ,MSK MILL ROAD , GULBARGA ,PIN - 585102 in GULBARGA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.