If you are searching for the IFSC code of State Bank of India, CAC GONDA branch in GONDA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0062051. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CAC GONDA branch, and detailed step-by-step guides for using the IFSC SBIN0062051 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0062051 is the IFSC of State Bank of India's CAC GONDA branch. The format is fixed: SBIN = bank code, 0 = reserved, 062051 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Cac Gonda branch in Gonda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0062051.
About this branch
The branch is located at GONDA MAIN BRANCH PREMISES,STATION ROAD,GONDA -271001. It serves the Gonda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0062051 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cac Gonda |
| IFSC Code | SBIN0062051 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GONDA MAIN BRANCH PREMISES,STATION ROAD,GONDA -271001 |
| City | Gonda |
| District | Od |
| State | Uttar Pradesh |
| Phone | 9838842916 |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CAC GONDA of State Bank of India — its own 11-character IFSC. The code SBIN0062051 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0062051 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Cac Gonda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0062051 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0062051
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0062051 across all three.
NEFT to State Bank of India, CAC GONDA using IFSC SBIN0062051
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0062051, and confirm that the system picks up State Bank of India – CAC GONDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CAC GONDA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CAC GONDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0062051 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India CAC GONDA (IFSC SBIN0062051)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0062051 in your mobile or internet banking app, and the money is credited to the CAC GONDA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0062051 for State Bank of India – CAC GONDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0062051 | Yes – SBIN0062051 | Yes – SBIN0062051 |
For most retail customers crediting the Cac Gonda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's CAC GONDA branch, the IFSC SBIN0062051 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Cac Gonda branch
Once you have an account at State Bank of India – CAC GONDA, the IFSC SBIN0062051 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Cac Gonda branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0062051
Online banking and IFSC SBIN0062051
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the CAC GONDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0062051 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Cac Gonda branch sits at GONDA MAIN BRANCH PREMISES,STATION ROAD,GONDA -271001. If you are travelling from outside Gonda, search for the branch on a maps application using the bank name and locality, or call 9838842916 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0062051 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CAC GONDA:
- The IFSC is exactly SBIN0062051 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CAC GONDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Cac Gonda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0062051, however, work 24x7.
Verifying IFSC SBIN0062051 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0062051 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9838842916.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaCac Gonda Branch
GONDA MAIN BRANCH PREMISES,STATION ROAD,GONDA -271001
Gonda, Uttar Pradesh
Phone: 9838842916
IFSC: SBIN0062051
Frequently asked questions
Is IFSC SBIN0062051 the same for all accounts at Cac Gonda branch?
Yes. The IFSC SBIN0062051 is shared by every account held at State Bank of India's Cac Gonda branch. Only the account number changes from customer to customer.
What is the phone number of State Bank of India Cac Gonda branch?
You can reach the branch at 9838842916 during regular banking hours.
Does State Bank of India Cac Gonda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9838842916 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cac Gonda branch but serve different purposes.
Is IFSC SBIN0062051 valid for NEFT and RTGS?
Yes. IFSC SBIN0062051 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SBIN0062051 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0062051 to send funds instantly.
How do I add State Bank of India Cac Gonda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0062051, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SBIN0062051 belongs to State Bank of India's CAC GONDA branch, located at GONDA MAIN BRANCH PREMISES,STATION ROAD,GONDA -271001 in GONDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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