If you are searching for the IFSC code of State Bank of India, GHODESHWAR branch in GHODESHWAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SBIN0004746. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GHODESHWAR branch, and detailed step-by-step guides for using the IFSC SBIN0004746 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's GHODESHWAR branch, the IFSC SBIN0004746 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 004746 identifies this particular branch.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ghodeshwar branch in Ghodeshwar, Maharashtra is part of this network and uses the IFSC code SBIN0004746 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Ghodeshwar |
| IFSC Code | SBIN0004746 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SOLAPUR MAHARASHTRA 413253 |
| City | Ghodeshwar |
| District | Sholapur |
| State | Maharashtra |
Ghodeshwar branch overview
Located at SOLAPUR MAHARASHTRA 413253, the Ghodeshwar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0004746 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's GHODESHWAR branch came to be assigned the code SBIN0004746.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0004746, money simply cannot be routed to the GHODESHWAR branch electronically.
Products and account variants supported
Every account opened at the Ghodeshwar branch is mapped to IFSC SBIN0004746 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0004746.
Products and services
Customers walking into the Ghodeshwar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0004746
How to transfer money using IFSC SBIN0004746
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0004746 across all three.
NEFT to State Bank of India, GHODESHWAR using IFSC SBIN0004746
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0004746, and confirm that the system picks up State Bank of India – GHODESHWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0004746
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – GHODESHWAR, ensure your bank's portal accepts IFSC SBIN0004746 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India GHODESHWAR (IFSC SBIN0004746)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0004746 in your mobile or internet banking app, and the money is credited to the GHODESHWAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ghodeshwar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0004746:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GHODESHWAR is still linked to IFSC SBIN0004746.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's GHODESHWAR branch, the IFSC SBIN0004746 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0004746
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the GHODESHWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0004746 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Ghodeshwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0004746 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – GHODESHWAR:
- The IFSC is exactly SBIN0004746 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and GHODESHWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ghodeshwar branch sits at SOLAPUR MAHARASHTRA 413253. If you are travelling from outside Ghodeshwar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0004746 and your account number.
Verifying IFSC SBIN0004746 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0004746 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ghodeshwar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0004746, however, work 24x7.
Branch address & contact
State Bank of IndiaGhodeshwar Branch
SOLAPUR MAHARASHTRA 413253
Ghodeshwar, Maharashtra
Phone: the branch contact number
IFSC: SBIN0004746
Frequently asked questions
Does State Bank of India Ghodeshwar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of State Bank of India Ghodeshwar branch?
The IFSC code of State Bank of India, Ghodeshwar branch is SBIN0004746. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0004746 the same for all accounts at Ghodeshwar branch?
Yes. The IFSC SBIN0004746 is shared by every account held at State Bank of India's Ghodeshwar branch. Only the account number changes from customer to customer.
Can I use IFSC SBIN0004746 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0004746 to send funds instantly.
Is IFSC SBIN0004746 valid for NEFT and RTGS?
Yes. IFSC SBIN0004746 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add State Bank of India Ghodeshwar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0004746, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SBIN0004746 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Ghodeshwar reflect within 30 minutes.
Where is State Bank of India Ghodeshwar branch located?
State Bank of India's Ghodeshwar branch is located at SOLAPUR MAHARASHTRA 413253, Ghodeshwar, Maharashtra.
Final notes
To recap: SBIN0004746 is the IFSC code of State Bank of India, GHODESHWAR branch, in GHODESHWAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
