IFSC Code of State Bank of India, Wavecity Ghaziabad Branch, Delhi

Below are the complete branch details for State Bank of India, WAVECITY GHAZIABAD branch, located in GHAZIABAD, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0065358. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0065358 for State Bank of India – WAVECITY GHAZIABAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – WAVECITY GHAZIABAD is SBIN0065358. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 065358 map to this branch in GHAZIABAD, DELHI.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Wavecity Ghaziabad branch — IFSC SBIN0065358 — extends the bank's services to customers in and around Ghaziabad, Delhi.

Branch details at a glance

Wavecity Ghaziabad branch overview

Located at PLOT NO-04,KHASRA NO-160-161 WAVE CITY SECTOR-1 GHAZIABAD-201002, the Wavecity Ghaziabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0065358 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's WAVECITY GHAZIABAD branch came to be assigned the code SBIN0065358.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0065358, money simply cannot be routed to the WAVECITY GHAZIABAD branch electronically.

Account types you can open at the Wavecity Ghaziabad branch

Once you have an account at State Bank of India – WAVECITY GHAZIABAD, the IFSC SBIN0065358 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Wavecity Ghaziabad branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0065358

How to transfer money using IFSC SBIN0065358

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0065358 across all three.

NEFT to State Bank of India, WAVECITY GHAZIABAD using IFSC SBIN0065358

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0065358, and confirm that the system picks up State Bank of India – WAVECITY GHAZIABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to WAVECITY GHAZIABAD

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's WAVECITY GHAZIABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0065358 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India WAVECITY GHAZIABAD (IFSC SBIN0065358)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0065358 in your mobile or internet banking app, and the money is credited to the WAVECITY GHAZIABAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Wavecity Ghaziabad

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0065358:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at WAVECITY GHAZIABAD is still linked to IFSC SBIN0065358.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's WAVECITY GHAZIABAD branch, the IFSC SBIN0065358 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Wavecity Ghaziabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0065358 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0065358 and the account number together uniquely identify the Wavecity Ghaziabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – WAVECITY GHAZIABAD:

• The IFSC is exactly SBIN0065358 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and WAVECITY GHAZIABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Wavecity Ghaziabad branch sits at PLOT NO-04,KHASRA NO-160-161 WAVE CITY SECTOR-1 GHAZIABAD-201002. If you are travelling from outside Ghaziabad, search for the branch on a maps application using the bank name and locality, or call 120-9958110410 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0065358 and your account number.

Verifying IFSC SBIN0065358 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0065358 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 120-9958110410.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Wavecity Ghaziabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0065358, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0065358 belongs to State Bank of India's WAVECITY GHAZIABAD branch, located at PLOT NO-04,KHASRA NO-160-161 WAVE CITY SECTOR-1 GHAZIABAD-201002 in GHAZIABAD, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.