IFSC Code of State Bank of India, Kendui Bye-Pass Road, Gaya Branch, Bihar

Use this page as a one-stop reference for everything related to State Bank of India's KENDUI BYE-PASS ROAD, GAYA branch in GAYA, BIHAR. The branch's IFSC code SBIN0061746 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – KENDUI BYE-PASS ROAD, GAYA is SBIN0061746. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 061746 map to this branch in GAYA, BIHAR.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Kendui Bye-Pass Road, Gaya branch in Gaya. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0061746.

Branch details at a glance

About this branch

The branch is located at H-O SRI KAUSHAL KUMAR SINHA,HOUSE NO.876-1343,AT - GHUGHARI TAND,P.O.- CHAND CHAURA,BYE-PASS ROAD,GAYA - 823001. It serves the Gaya region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0061746 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's KENDUI BYE-PASS ROAD, GAYA branch came to be assigned the code SBIN0061746.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0061746, money simply cannot be routed to the KENDUI BYE-PASS ROAD, GAYA branch electronically.

Account types you can open at the Kendui Bye-Pass Road, Gaya branch

Once you have an account at State Bank of India – KENDUI BYE-PASS ROAD, GAYA, the IFSC SBIN0061746 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Kendui Bye-Pass Road, Gaya branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0061746

How to transfer money using IFSC SBIN0061746

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0061746 across all three.

NEFT to State Bank of India, KENDUI BYE-PASS ROAD, GAYA using IFSC SBIN0061746

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0061746, and confirm that the system picks up State Bank of India – KENDUI BYE-PASS ROAD, GAYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0061746

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – KENDUI BYE-PASS ROAD, GAYA, ensure your bank's portal accepts IFSC SBIN0061746 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – KENDUI BYE-PASS ROAD, GAYA, use IMPS. With IFSC SBIN0061746 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0061746 for State Bank of India – KENDUI BYE-PASS ROAD, GAYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kendui Bye-Pass Road, Gaya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0061746

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – KENDUI BYE-PASS ROAD, GAYA is still mapped to IFSC SBIN0061746. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0061746 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0061746

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the KENDUI BYE-PASS ROAD, GAYA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0061746 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Kendui Bye-Pass Road, Gaya branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0061746 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KENDUI BYE-PASS ROAD, GAYA:

• The IFSC is exactly SBIN0061746 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and KENDUI BYE-PASS ROAD, GAYA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kendui Bye-Pass Road, Gaya branch

The branch is located at H-O SRI KAUSHAL KUMAR SINHA,HOUSE NO.876-1343,AT - GHUGHARI TAND,P.O.- CHAND CHAURA,BYE-PASS ROAD,GAYA - 823001, which puts it inside Gaya, the broader Gaya district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Kendui Bye-Pass Road, Gaya branch” — the verified location pin for IFSC SBIN0061746 should appear at the top of the results.
2. Confirm the branch is open by calling 9955997439 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0061746 and your account number.

Verifying IFSC SBIN0061746 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0061746 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9955997439.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kendui Bye-Pass Road, Gaya branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0061746, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0061746 belongs to State Bank of India's KENDUI BYE-PASS ROAD, GAYA branch, located at H-O SRI KAUSHAL KUMAR SINHA,HOUSE NO.876-1343,AT - GHUGHARI TAND,P.O.- CHAND… in GAYA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.