Use this page as a one-stop reference for everything related to State Bank of India's FINGESHWAR branch in FINGESHWAR, CHHATTISGARH. The branch's IFSC code SBIN0064741 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – FINGESHWAR is SBIN0064741. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 064741 map to this branch in FINGESHWAR, CHHATTISGARH.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Fingeshwar branch in Fingeshwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0064741.
About this branch
The branch is located at NEAR,SHRI SHYAMKUMARI CHOWK,RING ROAD,FINGESHWAR,DISTRICT - GARIYABAND,PIN CODE-493992. It serves the Fingeshwar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0064741 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Fingeshwar |
| IFSC Code | SBIN0064741 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR,SHRI SHYAMKUMARI CHOWK,RING ROAD,FINGESHWAR,DISTRICT - GARIYABAND,PIN CODE-493992 |
| City | Fingeshwar |
| District | Gariyaband |
| State | Chhattisgarh |
| STD Code | 7701 |
| Phone | 7008632138 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's FINGESHWAR branch came to be assigned the code SBIN0064741.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0064741, money simply cannot be routed to the FINGESHWAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Fingeshwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0064741 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0064741
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064741 across all three.
How to use IFSC SBIN0064741 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's FINGESHWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0064741.
- Confirm the bank name auto-populates as State Bank of India and the branch as FINGESHWAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to FINGESHWAR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's FINGESHWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0064741 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India FINGESHWAR (IFSC SBIN0064741)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064741 in your mobile or internet banking app, and the money is credited to the FINGESHWAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0064741 for State Bank of India – FINGESHWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0064741 | Yes – SBIN0064741 | Yes – SBIN0064741 |
For most retail customers crediting the Fingeshwar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0064741
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – FINGESHWAR is still mapped to IFSC SBIN0064741. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0064741 and the beneficiary's account number to complete the transfer.
Account types you can open at the Fingeshwar branch
Once you have an account at State Bank of India – FINGESHWAR, the IFSC SBIN0064741 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Fingeshwar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0064741
Digital banking channels
Most day-to-day work that customers used to do at the Fingeshwar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0064741 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Fingeshwar branch
The branch is located at NEAR,SHRI SHYAMKUMARI CHOWK,RING ROAD,FINGESHWAR,DISTRICT - GARIYABAND,PIN CODE-493992, which puts it inside Fingeshwar, the broader Gariyaband district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Fingeshwar branch” — the verified location pin for IFSC SBIN0064741 should appear at the top of the results.
- Confirm the branch is open by calling 7701-7008632138 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0064741 and your account number.
Common mistakes to avoid when using IFSC SBIN0064741
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – FINGESHWAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0064741. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Fingeshwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0064741 continue to work without interruption.
Verifying IFSC SBIN0064741 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0064741 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7701-7008632138.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaFingeshwar Branch
NEAR,SHRI SHYAMKUMARI CHOWK,RING ROAD,FINGESHWAR,DISTRICT - GARIYABAND,PIN CODE-493992
Fingeshwar, Chhattisgarh
Phone: 7701-7008632138
IFSC: SBIN0064741
Frequently asked questions
How do I add State Bank of India Fingeshwar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0064741, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0064741 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0064741 to send funds instantly.
Is IFSC SBIN0064741 valid for NEFT and RTGS?
Yes. IFSC SBIN0064741 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using SBIN0064741 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Fingeshwar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Fingeshwar branch but serve different purposes.
Is IFSC SBIN0064741 the same for all accounts at Fingeshwar branch?
Yes. The IFSC SBIN0064741 is shared by every account held at State Bank of India's Fingeshwar branch. Only the account number changes from customer to customer.
What is the IFSC code of State Bank of India Fingeshwar branch?
The IFSC code of State Bank of India, Fingeshwar branch is SBIN0064741. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: SBIN0064741 is the IFSC code of State Bank of India, FINGESHWAR branch, in FINGESHWAR, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
