Below are the complete branch details for State Bank of India, CAC FAZILKA branch, located in FAZILKA, CHANDIGARH. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0061959. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0061959 for State Bank of India – CAC FAZILKA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – CAC FAZILKA is SBIN0061959. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 061959 map to this branch in FAZILKA, CHANDIGARH.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cac Fazilka |
| IFSC Code | SBIN0061959 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CAC FAZILKA STATE BANK OF INDIA BATHINDA ROAD FAZILKA PHONE NO 01638-261049 |
| City | Fazilka |
| District | Fazilka |
| State | Chandigarh |
| Phone | 9872024616 |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Cac Fazilka branch in Fazilka, Chandigarh is part of this network and uses the IFSC code SBIN0061959 for all electronic settlement.
Cac Fazilka branch overview
Located at CAC FAZILKA STATE BANK OF INDIA BATHINDA ROAD FAZILKA PHONE NO 01638-261049, the Cac Fazilka branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0061959 is required for all interbank electronic transfers routed through this branch.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CAC FAZILKA of State Bank of India — its own 11-character IFSC. The code SBIN0061959 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0061959 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0061959
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0061959 across all three.
NEFT to State Bank of India, CAC FAZILKA using IFSC SBIN0061959
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0061959, and confirm that the system picks up State Bank of India – CAC FAZILKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0061959
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – CAC FAZILKA, ensure your bank's portal accepts IFSC SBIN0061959 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India CAC FAZILKA (IFSC SBIN0061959)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0061959 in your mobile or internet banking app, and the money is credited to the CAC FAZILKA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0061959 for State Bank of India – CAC FAZILKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0061959 | Yes – SBIN0061959 | Yes – SBIN0061959 |
For most retail customers crediting the Cac Fazilka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0061959
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CAC FAZILKA is still mapped to IFSC SBIN0061959. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0061959 and the beneficiary's account number to complete the transfer.
Account types you can open at the Cac Fazilka branch
Once you have an account at State Bank of India – CAC FAZILKA, the IFSC SBIN0061959 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Cac Fazilka branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0061959
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0061959 and the account number together uniquely identify the Cac Fazilka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Cac Fazilka branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0061959 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CAC FAZILKA:
- The IFSC is exactly SBIN0061959 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CAC FAZILKA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Cac Fazilka branch sits at CAC FAZILKA STATE BANK OF INDIA BATHINDA ROAD FAZILKA PHONE NO 01638-261049. If you are travelling from outside Fazilka, search for the branch on a maps application using the bank name and locality, or call 9872024616 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0061959 and your account number.
Verifying IFSC SBIN0061959 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0061959 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9872024616.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Cac Fazilka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0061959, however, work 24x7.
Branch address & contact
State Bank of IndiaCac Fazilka Branch
CAC FAZILKA STATE BANK OF INDIA BATHINDA ROAD FAZILKA PHONE NO 01638-261049
Fazilka, Chandigarh
Phone: 9872024616
IFSC: SBIN0061959
Frequently asked questions
How do I add State Bank of India Cac Fazilka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0061959, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SBIN0061959 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Cac Fazilka reflect within 30 minutes.
Can I use IFSC SBIN0061959 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0061959 to send funds instantly.
Where is State Bank of India Cac Fazilka branch located?
State Bank of India's Cac Fazilka branch is located at CAC FAZILKA STATE BANK OF INDIA BATHINDA ROAD FAZILKA PHONE NO 01638-261049, Fazilka, Chandigarh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cac Fazilka branch but serve different purposes.
What is the phone number of State Bank of India Cac Fazilka branch?
You can reach the branch at 9872024616 during regular banking hours.
Is IFSC SBIN0061959 the same for all accounts at Cac Fazilka branch?
Yes. The IFSC SBIN0061959 is shared by every account held at State Bank of India's Cac Fazilka branch. Only the account number changes from customer to customer.
Is IFSC SBIN0061959 valid for NEFT and RTGS?
Yes. IFSC SBIN0061959 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: SBIN0061959 is the IFSC code of State Bank of India, CAC FAZILKA branch, in FAZILKA, CHANDIGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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