Use this page as a one-stop reference for everything related to State Bank of India's RACPC ERODE branch in ERODE, TAMIL NADU. The branch's IFSC code SBIN0064158 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's RACPC ERODE branch, the IFSC SBIN0064158 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 064158 identifies this particular branch.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Racpc Erode branch in Erode. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0064158.
About this branch
The branch is located at STATE BANK OF INDIA,NO.113 APT ROAD,CD BUILDING,ERODE -638003. It serves the Erode region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0064158 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Racpc Erode |
| IFSC Code | SBIN0064158 |
| MICR Code | Refer to cheque leaf |
| Branch Address | STATE BANK OF INDIA,NO.113 APT ROAD,CD BUILDING,ERODE -638003 |
| City | Erode |
| District | Erode |
| State | Tamil Nadu |
| Phone | 9443684426 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's RACPC ERODE branch came to be assigned the code SBIN0064158.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0064158, money simply cannot be routed to the RACPC ERODE branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0064158 and the account number together uniquely identify the Racpc Erode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0064158
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064158 across all three.
NEFT to State Bank of India, RACPC ERODE using IFSC SBIN0064158
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0064158, and confirm that the system picks up State Bank of India – RACPC ERODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0064158
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – RACPC ERODE, ensure your bank's portal accepts IFSC SBIN0064158 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India RACPC ERODE (IFSC SBIN0064158)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064158 in your mobile or internet banking app, and the money is credited to the RACPC ERODE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Racpc Erode
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0064158:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RACPC ERODE is still linked to IFSC SBIN0064158.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's RACPC ERODE branch, the IFSC SBIN0064158 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Racpc Erode branch
Once you have an account at State Bank of India – RACPC ERODE, the IFSC SBIN0064158 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Racpc Erode branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0064158
Online banking and IFSC SBIN0064158
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the RACPC ERODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0064158 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Racpc Erode branch
The branch is located at STATE BANK OF INDIA,NO.113 APT ROAD,CD BUILDING,ERODE -638003, which puts it inside Erode, the broader Erode district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Racpc Erode branch” — the verified location pin for IFSC SBIN0064158 should appear at the top of the results.
- Confirm the branch is open by calling 9443684426 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0064158 and your account number.
Common mistakes to avoid when using IFSC SBIN0064158
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – RACPC ERODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0064158. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Racpc Erode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0064158 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0064158 for State Bank of India – RACPC ERODE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
State Bank of IndiaRacpc Erode Branch
STATE BANK OF INDIA,NO.113 APT ROAD,CD BUILDING,ERODE -638003
Erode, Tamil Nadu
Phone: 9443684426
IFSC: SBIN0064158
Frequently asked questions
What is the IFSC code of State Bank of India Racpc Erode branch?
The IFSC code of State Bank of India, Racpc Erode branch is SBIN0064158. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is State Bank of India Racpc Erode branch located?
State Bank of India's Racpc Erode branch is located at STATE BANK OF INDIA,NO.113 APT ROAD,CD BUILDING,ERODE -638003, Erode, Tamil Nadu.
Is IFSC SBIN0064158 the same for all accounts at Racpc Erode branch?
Yes. The IFSC SBIN0064158 is shared by every account held at State Bank of India's Racpc Erode branch. Only the account number changes from customer to customer.
Does State Bank of India Racpc Erode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9443684426 to confirm.
Is IFSC SBIN0064158 valid for NEFT and RTGS?
Yes. IFSC SBIN0064158 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Racpc Erode branch but serve different purposes.
Summary
The IFSC code SBIN0064158 belongs to State Bank of India's RACPC ERODE branch, located at STATE BANK OF INDIA,NO.113 APT ROAD,CD BUILDING,ERODE -638003 in ERODE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
