This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, ELURU branch in ELURU. The 11-digit IFSC SBIN0000836 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the ELURU location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0000836 is the IFSC of State Bank of India's ELURU branch. The format is fixed: SBIN = bank code, 0 = reserved, 000836 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Eluru branch — IFSC SBIN0000836 — extends the bank's services to customers in and around Eluru, Andhra Pradesh.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Eluru |
| IFSC Code | SBIN0000836 |
| MICR Code | Refer to cheque leaf |
| Branch Address | R R PETA, NR. COLLECTRATE, ELURU - 534006 |
| City | Eluru |
| District | West Godavari |
| State | Andhra Pradesh |
Eluru branch overview
Located at R R PETA, NR. COLLECTRATE, ELURU - 534006, the Eluru branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0000836 is required for all interbank electronic transfers routed through this branch.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ELURU of State Bank of India — its own 11-character IFSC. The code SBIN0000836 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0000836 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Eluru branch
Once you have an account at State Bank of India – ELURU, the IFSC SBIN0000836 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Eluru branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0000836
How to transfer money using IFSC SBIN0000836
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0000836 across all three.
NEFT to State Bank of India, ELURU using IFSC SBIN0000836
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0000836, and confirm that the system picks up State Bank of India – ELURU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0000836
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – ELURU, ensure your bank's portal accepts IFSC SBIN0000836 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India ELURU (IFSC SBIN0000836)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0000836 in your mobile or internet banking app, and the money is credited to the ELURU branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Eluru
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0000836:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ELURU is still linked to IFSC SBIN0000836.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0000836
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – ELURU is still mapped to IFSC SBIN0000836. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0000836 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0000836
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the ELURU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0000836 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Eluru branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0000836 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – ELURU:
- The IFSC is exactly SBIN0000836 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and ELURU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Eluru branch
The branch is located at R R PETA, NR. COLLECTRATE, ELURU - 534006, which puts it inside Eluru, the broader West Godavari district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Eluru branch” — the verified location pin for IFSC SBIN0000836 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0000836 and your account number.
Verifying IFSC SBIN0000836 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0000836 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Eluru are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0000836 continue to work without interruption.
Branch address & contact
State Bank of IndiaEluru Branch
R R PETA, NR. COLLECTRATE, ELURU - 534006
Eluru, Andhra Pradesh
Phone: the branch contact number
IFSC: SBIN0000836
Frequently asked questions
How quickly will an NEFT transfer using SBIN0000836 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Eluru reflect within 30 minutes.
Is IFSC SBIN0000836 valid for NEFT and RTGS?
Yes. IFSC SBIN0000836 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is State Bank of India Eluru branch located?
State Bank of India's Eluru branch is located at R R PETA, NR. COLLECTRATE, ELURU - 534006, Eluru, Andhra Pradesh.
How do I add State Bank of India Eluru as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0000836, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of State Bank of India Eluru branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Eluru branch but serve different purposes.
Summary
The IFSC code SBIN0000836 belongs to State Bank of India's ELURU branch, located at R R PETA, NR. COLLECTRATE, ELURU - 534006 in ELURU, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
