Below are the complete branch details for State Bank of India, GOVINDPUR COLLIERY branch, located in DHANBAD, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0015729. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0015729 for State Bank of India – GOVINDPUR COLLIERY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's GOVINDPUR COLLIERY branch, the IFSC SBIN0015729 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 015729 identifies this particular branch.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Govindpur Colliery |
| IFSC Code | SBIN0015729 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BHATMURNA MORE KATRASGARH DHANBAD, JHARKHAND828113 |
| City | Dhanbad |
| District | Dhanbad |
| State | Jharkhand |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Govindpur Colliery branch in Dhanbad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0015729.
About this branch
The branch is located at BHATMURNA MORE KATRASGARH DHANBAD, JHARKHAND828113. It serves the Dhanbad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0015729 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOVINDPUR COLLIERY of State Bank of India — its own 11-character IFSC. The code SBIN0015729 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0015729 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0015729
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0015729 across all three.
NEFT to State Bank of India, GOVINDPUR COLLIERY using IFSC SBIN0015729
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0015729, and confirm that the system picks up State Bank of India – GOVINDPUR COLLIERY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GOVINDPUR COLLIERY
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's GOVINDPUR COLLIERY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0015729 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India GOVINDPUR COLLIERY (IFSC SBIN0015729)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0015729 in your mobile or internet banking app, and the money is credited to the GOVINDPUR COLLIERY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0015729 for State Bank of India – GOVINDPUR COLLIERY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0015729 | Yes – SBIN0015729 | Yes – SBIN0015729 |
For most retail customers crediting the Govindpur Colliery branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0015729
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – GOVINDPUR COLLIERY is still mapped to IFSC SBIN0015729. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0015729 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Govindpur Colliery branch is mapped to IFSC SBIN0015729 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0015729.
Products and services
Customers walking into the Govindpur Colliery branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0015729
MICR & cheque-truncation details
Cheques drawn on the Govindpur Colliery branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0015729 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Govindpur Colliery branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0015729 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – GOVINDPUR COLLIERY:
- The IFSC is exactly SBIN0015729 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and GOVINDPUR COLLIERY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Govindpur Colliery branch sits at BHATMURNA MORE KATRASGARH DHANBAD, JHARKHAND828113. If you are travelling from outside Dhanbad, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0015729 and your account number.
Verifying IFSC SBIN0015729 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0015729 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Govindpur Colliery branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0015729, however, work 24x7.
Branch address & contact
State Bank of IndiaGovindpur Colliery Branch
BHATMURNA MORE KATRASGARH DHANBAD, JHARKHAND828113
Dhanbad, Jharkhand
Phone: the branch contact number
IFSC: SBIN0015729
Frequently asked questions
Can I use IFSC SBIN0015729 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0015729 to send funds instantly.
What is the phone number of State Bank of India Govindpur Colliery branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add State Bank of India Govindpur Colliery as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0015729, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SBIN0015729 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Govindpur Colliery reflect within 30 minutes.
Is IFSC SBIN0015729 the same for all accounts at Govindpur Colliery branch?
Yes. The IFSC SBIN0015729 is shared by every account held at State Bank of India's Govindpur Colliery branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Govindpur Colliery branch but serve different purposes.
Does State Bank of India Govindpur Colliery branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC SBIN0015729 valid for NEFT and RTGS?
Yes. IFSC SBIN0015729 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: SBIN0015729 is the IFSC code of State Bank of India, GOVINDPUR COLLIERY branch, in DHANBAD, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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